1061 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 1061 Ramsgate Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,316 sqft · built 2010
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$144,000 (Jun 2010)
Tax Bill	$2,580 (2023)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11045F0072.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0072.000000`
Alternative APNs	`5538 38 2938` `126460`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,062 sqft
Upper Floors Area	1,254 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	126460
Street Address	1061 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 72 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	72
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5008
Census Tract	40501

Owner

Source: Cabarrus County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Oct 8, 2018	Intrafamily Transfer, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Book / Page	9207 / 91
Last Transfer Date	Oct 4, 2018
Transfer Doc	13218288
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Oct 2, 2026
Property Address	1061 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	0000023367
Book / Page	18194 / 64
Instrument Date	Oct 1, 2026
Instrument	202623367
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SELENE TITLE LLC, SELENE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000023367,
Date	Oct 2, 2026
Book Page	18194/64
Instrument	202623367

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2031

Interest

Max Rate	-1%

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Oct 8, 2018
Property Address	1061 RAMSGATE DR SW, CONCORD, NC 28025-9261
Document Number	0013218288
Book / Page	13218 / 0288
Map Reference	MB44 PG57 MAP1
Instrument Date	Oct 4, 2018
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,750 (-) Land $68,000 Building $256,750
2025		$324,750 (+53.59%) Land $68,000 Building $256,750
2024			$324,750 (+53.59%) Land $68,000 Building $256,750
2023	$2,580.00	$211,440 Land $40,000 Building $171,440	$211,440 Land $40,000 Building $171,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Windstream.

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