1061 Nick St, Lafayette, AL 36862 Property Records

Chambers County property record for 1061 Nick St, Lafayette, AL 36862

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1958
Lot Size	1.01 acres (44,100 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Aug 2022)
Tax Bill	$558 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-12-01-11-1-002-010.000`

Property Details

APN / Parcel Number

Primary APN	`12-12-01-11-1-002-010.000`
Alternative APNs	`1201111002010000` `396265` `482960`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,100 sqft (1.01 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Mixed
Porch	Slab
Porch Area	260 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	482960
Street Address	1061 NICK ST
City	LAFAYETTE
State	AL
Zip	36862-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT NE COR OF TRACT 6, LAFAYETTE HEIGHTS SUB., M.B. 3 PG. 41, RUN W'LY ALONG NICK STREET 244'(S) TO P.O.B., RUN S210', W
Legal Range	26
Legal Township	22
Legal Section	11
Legal Subdivision	LAFAYETTE HEIGHTS
Legal Tract	6
Jurisdiction	CHAMBERS AL
Township / Civil Division	LA FAYETTE
Census Block Group	2
Census Block	2029
Census Tract	954002

Owner

1061 Nick St is owned and occupied by an individual who bought it in August 2022.

Source: Chambers County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1061 NICK ST, LAFAYETTE, AL 36862-5022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	20224025
Prior Transfer Date	Jun 26, 2013
Prior Transfer Doc	0020132293
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 23, 2022
Property Address	1061 NICK ST, LAFAYETTE, AL 36862-5022
Document Number	02022/4025
Book / Page	2022 / 4025
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 AL HIGHWAY 77, LAFAYETTE, AL 36862-3749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 NICK ST, LAFAYETTE, AL 36862-5022

Mortgage

Document Number	02022/4026
Date	Aug 23, 2022
Book Page	2022/4026

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1061 Nick St was $558 with a homeowner's exemption, up 7.7% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	La Fayette City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$558.00 (+7.72%) Homeowner's exemption
2025	$518.00 (+8.14%)	$31,608 (+183.23%) Land $1,500 Building $30,108	$158,040 (+41.75%) Land $7,500 Building $150,540
2024	$479.00 Additional exemption filed	$11,160 (-) Land $700 Building $10,460	$111,490 (-) Land $6,970 Building $104,520
2023	$479.00 (-46.84%) Additional exemption filed	$11,160 (-38.95%) Land $700 Building $10,460	$111,490 (+22.05%) Land $6,970 Building $104,520
2022	$901.00	$18,280 Land $1,400 Building $16,880	$91,350 Land $6,970 Building $84,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1061 Nick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1061 Nick St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20