1061 Capitol Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1061 Capitol Ave, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,108 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Mar 2021)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-005.59`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-005.59`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,108 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1061 CAPITOL AVE
City	ELSMERE
State	KY
Zip	41018-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHBROOK CROSSING SEC 3 LOT 59
Legal Subdivision	ASHBROOK CROSSING
Legal Phase	3
Legal Lot Number	59
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1061 CAPITOL AVE, ELSMERE, KY 41018-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Foreclosure NOT AVAILABLE
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20215900146
Deed Book / Page	75 / 974
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0005900257
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 5, 2021
Property Address	1061 CAPITOL AVE, ELSMERE, KY 41018-2477
Document Number	0005900146
Book / Page	75 / 974
Map Reference	SL 1731
Instrument Date	Feb 5, 2021
Instrument	21030505900146
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 BRIGHTLEAF BLVD, 1309, ERLANGER, KY 41018-3823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1061 CAPITOL AVE, ELSMERE, KY 41018-2477

Mortgage

Document Number	0005900147
Date	Mar 5, 2021
Book Page	179/319
Instrument	21030505900147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	KENTON KY
Recording Date	Sep 8, 2020
Property Address	1061 CAPITOL AVE, ELSMERE, KY 41018-2477
Document Number	0000000160
Book / Page	000042 / 000099
Instrument Date	Aug 24, 2020
Instrument	160
Transaction Type	Foreclosure
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 BRIGHTLEAF BLVD ERLANGER KY 410183823, ERLANGER, KY 41018-3823

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 8, 2017
Property Address	1061 CAPITOL AVE, ELSMERE, KY 41018-2477
Document Number	0000000188
Book / Page	0C6291 / 000028
Instrument Date	Sep 22, 2017
Instrument	188
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	INDIANA LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 5TH AVE DAYTON KY 410741107, DAYTON, KY 41074-1107

Mortgage

Document Number	189
Date	Nov 8, 2017
Book Page	0C6291/000032
Instrument	189

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Mortgage

Document Number	191,
Date	Nov 8, 2017
Book Page	0C6291/000049
Instrument	191

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00 (+1.31%)	$189,000 (-) Land $25,000 Building $164,000	$189,000 (-) Land $25,000 Building $164,000
2023	$2,833.00	$189,000 Land $25,000 Building $164,000	$189,000 Land $25,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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