10609 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 10609 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Nov 2018)
Tax Bill	$1,244 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-A-17`

Property Details

APN / Parcel Number

Primary APN	`45-A-17`
Alternative APN	`045-A-17`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Finished Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10609 POST OAK RD
City	SPOTSYLVANIA
State	VA
Zip	22551-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	J A JENNINGS 606
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	1
Census Block	1003
Census Tract	20406

Owner

Source: Spotsylvania County records · APN 45-A-17

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10609 POST OAK RD, SPOTSYLVANIA, VA 22551-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALL WESTERN MORTGAGE INC
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI VIRGINIA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	201818797
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10609 POST OAK RD, SPOTSYLVANIA, VA 22551-5032
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 L AND S YOST LN, BERKELEY SPRINGS, WV 25411-6025

Mortgage

Document Number	0260000472
Date	Jan 12, 2026
Instrument	260000472

Lender

Name	ALL WESTERN MORTGAGE INC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 16, 2018
Property Address	10609 POST OAK RD, SPOTSYLVANIA, VA 22551-5032
Document Number	201800018797
Instrument Date	Nov 13, 2018
Instrument	18797
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 POST OAK RD SPOTSYLVANIA VA 225515032, SPOTSYLVANIA, VA 22551-5032

Mortgage

Document Number	201800018798
Date	Nov 16, 2018
Instrument	18798

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,244.00 (+47.92%)	$168,800 (+54.72%) Land $92,500 Building $76,300
2025			$168,800 (+54.72%) Land $92,500 Building $76,300
2023	$841.00	$109,100 Land $53,500 Building $55,600	$109,100 Land $53,500 Building $55,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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