St. Lucie County property record for 10609 Pine Cone Ln, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1990 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 1995) |
| Tax Bill | $3,005 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2321-801-0028-000-3 |
| Primary APN | 2321-801-0028-000-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,096 sqft Finished Area |
| 1st Floor Area | 2,096 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 536 sqft |
| Deck Area | 144 sqft |
| Patio Area | 810 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 127782 |
|---|---|
| Street Address | 10609 PINE CONE LN |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2.5 - C |
| Legal Description | PINE HOLLOW-UNIT ONE- LOT 28 (1.02 AC) (OR 960-2468) |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 21 |
| Legal Subdivision | PINE HOLLOW UNIT ONE |
| Legal Lot Number | 28 1 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 382202 |
10609 Pine Cone Ln is owned and occupied by two individuals who bought it in June 1995.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10609 PINE CONE LN, FORT PIERCE, FL 34945-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 1995 · Amount on File |
| Deed Sale | Jun 14, 1995 · Amount on File |
| Deed Document Number | 0009602468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 10609 PINE CONE LN, FORT PIERCE, FL 34945-2247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039730074 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 3973/0074 |
| Instrument | 4286817 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,913 | $480,200 Land $235,000 Building $245,200 | |
| 2024 | $3,005.00 (+2.18%) | ||
| 2023 | $2,941.00 (+7.97%) Additional exemption filed | $432,100 (+171.23%) Land $205,300 Building $226,800 | $432,100 (+25.17%) Land $205,300 Building $226,800 |
| 2022 | $2,724.00 Homeowner's exemption | $159,311 | $345,200 Land $127,500 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10609 Pine Cone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10609 Pine Cone Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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