10609 Paul Ave, Bakersfield, CA 93312 Property Records

Kern County property record for 10609 Paul Ave, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1977
Lot Size	0.273 acres (11,870 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2023)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`449-055-04-00-3`

Property Details

APN / Parcel Number

Primary APN	`449-055-04-00-3`
Alternative APNs	`449-055-04-5` `4490550400` `44905504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	11,870 sqft (0.273 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	449055045
Street Address	10609 PAUL AVE
City	BAKERSFIELD
State	CA
Zip	93312-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	TRACT 3707 , BLOCK , LOT 54
Legal Subdivision	TRACT 3707 IN THE UNINCORPORATED AREA
Legal Tract	3707
Legal Block	3
Legal Lot Number	54
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3021
Census Tract	3807

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage US FIRE INSURANCE CO
Oct 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage US FIRE INSURANCE CO
Oct 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage US FIRE INSURANCE CO
Apr 19, 2023	Grant Deed, Construction Loan · Construction Mortgage WOODYS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Jul 16, 2003 · Amount on Record
Deed Document Number	202346619
Prior Transfer Date	Nov 29, 2001
Prior Transfer Doc	0000178487
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017

Mortgage

Document Number	0000124958
Date	Oct 16, 2025
Instrument	225124958

Lender

Name	US FIRE INSURANCE CO
Type	Insurance Company
Address	GREENVILLE, PA 16125

Agreement

Type	Commercial Mortgage

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017

Mortgage

Document Number	0000124957
Date	Oct 16, 2025
Instrument	225124957

Lender

Name	US FIRE INSURANCE CO
Type	Insurance Company
Address	GREENVILLE, PA 16125

Agreement

Type	Commercial Mortgage

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017

Mortgage

Document Number	0000124956
Date	Oct 16, 2025
Instrument	225124956

Lender

Name	US FIRE INSURANCE CO
Type	Insurance Company
Address	GREENVILLE, PA 16125

Agreement

Type	Commercial Mortgage

April 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 19, 2023
Property Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017
Document Number	0000046619
Map Reference	MB 27 PG 15-17
Instrument Date	Mar 24, 2023
Instrument	223046619
Transaction Type	Construction Loan
Record Updated	May 1, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 PAUL AVE, BAKERSFIELD, CA 93312-3017

Mortgage

Document Number	0000046620
Date	Apr 19, 2023
Instrument	223046620

Lender

Name	WOODYS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,667 (+2%) Land $106,120 Building $217,547
2025	$4,232.00 (+1.51%)	$317,322 (+82.86%) Land $104,040 Building $213,282
2024	$4,169.00 (+61.78%)
2023	$2,577.00 (+3.2%)	$173,535 Land $43,720 Building $129,815
2022	$2,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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