10609 Elmcrest St, El Monte, CA 91731 Property Records

Los Angeles County property record for 10609 Elmcrest St, El Monte, CA 91731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1954
Lot Size	0.114 acres (4,972 sqft)
Owner	2 Company Names on File
Last Sale	$539,000 (Jun 2018)
Tax Bill	$8,666 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8576-004-001`

Property Details

APN / Parcel Number

Primary APN	`8576-004-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,972 sqft (0.114 acres)
Lot Dimensions	103 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	10609 ELMCREST ST
City	EL MONTE
State	CA
Zip	91731-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1A*
Legal Description	TRACT # 20457 LOT 19
Legal Subdivision	20457
Legal Tract	20457
Legal Block	3
Legal Lot Number	19
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3004
Census Tract	432300

Owner

10609 Elmcrest St is owned by a company that bought it in June 2018 and is owner-occupied.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	10609 ELMCREST ST, EL MONTE, CA 91731-1225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNI FIRST INVESTMENT INC UNI FIRST INVESTMENT INC
Jun 1, 2018	Grant Deed, Transfer · ARM LBS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Oct 15, 2009
Deed Document Number	2018548689
Prior Transfer Date	Oct 15, 2012
Prior Transfer Doc	0002024475
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10609 ELMCREST ST, EL MONTE, CA 91731-1225
Document Number	0001077878
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2028 14TH ST #N SANTA MONICA CA 904051632, N, SANTA MONICA, CA 90405-1632

Mortgage

Document Number	0001077878
Date	Sep 9, 2020
Instrument	1077878

Lender

Name	UNI FIRST INVESTMENT INC UNI FIRST INVESTMENT INC
Type	Bank
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 1, 2018
Property Address	10609 ELMCREST ST, EL MONTE, CA 91731-1225
Document Number	0000548689
Map Reference	MB 529 PG 5-7
Instrument Date	May 24, 2018
Instrument	18-0548689
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2028 14TH ST APT N, N, SANTA MONICA, CA 90405-1632

Mortgage

Document Number	0000548690
Date	Jun 1, 2018
Instrument	18-0548690

Lender

Name	LBS FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2023
Change Frequency	5 Years
Min Rate At Change	1.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 10609 Elmcrest St was $8,666 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,811 (+2%) Land $467,366 Building $165,445
2025	$8,666.00 Homeowner's exemption	$620,409 Land $458,202 Building $162,207
2023	$8,136.00 (+4.71%) Homeowner's exemption	$596,319 Land $440,410 Building $155,909
2022	$7,770.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10609 Elmcrest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10609 Elmcrest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC-SOUTH ARCADIA private · serves 27,430 people · EPA ID CA1910212
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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