10609 E 99th St, Tulsa, OK 74133 Property Records

Tulsa County property record for 10609 E 99th St, Tulsa, OK 74133

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,430 sqft · built 1986
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (May 2019)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75265-84-19-57220`

Property Details

APN / Parcel Number

Primary APN	`75265-84-19-57220`
Alternative APN	`R75265841957220`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,430 sqft Living Area
Gross Area	5,796 sqft
Basement Area	2,366 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Built-in
Garage Area	506 sqft
Porch	Porch
Porch Area	115 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R75265841957220
Street Address	10609 E 99TH ST
City	TULSA
State	OK
Zip	74133-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 13 BLK 1
Legal Range	14E
Legal Township	18N
Legal Section	19
Legal Subdivision	CEDAR RIDGE HEIGHTS
Legal Block	1
Legal Lot Number	13
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2010
Census Tract	7530

Owner

10609 E 99th St is owned and occupied by an individual who bought it in May 2019.

Source: Tulsa County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	10609 E 99TH ST, TULSA, OK 74133-5104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	201942155
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	May 29, 2026
Property Address	10609 E 99TH ST, TULSA, OK 74133-5104
Document Number	0000048684
Instrument Date	Apr 21, 2026
Instrument	202648684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 99TH ST, TULSA, OK 74133-5104

Mortgage

Document Number	0000048684,
Date	May 29, 2026
Instrument	202648684

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Jun 1, 2049

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10609 E 99TH ST, TULSA, OK 74133-5104
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 99TH ST, TULSA, OK 74133-5104

Mortgage

Document Number	0000010863
Date	Feb 14, 2023
Instrument	2023010863

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jun 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10609 E 99TH ST, TULSA, OK 74133-5104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106811
Date	Oct 30, 2020
Instrument	2020106811

Lender

Name	RUTH RUHL PC
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 16, 2019
Property Address	10609 E 99TH ST, TULSA, OK 74133-5104
Document Number	0000042155
Map Reference	PL 4399
Instrument Date	May 9, 2019
Instrument	2019042155
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ELITE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10609 E 99TH ST, TULSA, OK 74133-5104

Mortgage

Document Number	0000042157
Date	May 16, 2019
Instrument	2019042157

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10609 E 99th St was $4,753.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Union Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,753.00	$34,763 Land $2,620 Building $32,143	$382,000 Land $28,793 Building $353,207
2023	$4,259.00 (+5%)	$31,531 (+5%) Land $2,824 Building $28,707	$321,486 (+17.76%) Land $28,793 Building $292,693
2022	$4,056.00	$30,030 Land $3,167 Building $26,863	$273,000 Land $28,793 Building $244,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10609 E 99th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10609 E 99th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TULSA serves 413,000 people · EPA ID OK1020418
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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