Hamilton County property record for 10608 Card Rd, Soddy Daisy, TN 37379
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,606 sqft · built 2023 |
| Lot Size | 0.853 acres (37,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2023) |
| Tax Bill | $1,306 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000006537 |
| Primary APN | 0000006537 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 37,198 sqft (0.853 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000006537 |
|---|---|
| Old Parcel Number | 057 074 |
| Street Address | 10608 CARD RD |
| City | SODDY DAISY |
| State | TN |
| Zip | 37379-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 4 JACK NEIGHBORS PROP PB38 PG78 REV 124-136 |
| Legal Subdivision | JACK NEIGHBORS PROPERTY |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 10309 |
10608 Card Rd is owned and occupied by two individuals who bought it in October 2023.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10608 CARD RD, SODDY DAISY, TN 37379-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2021 | Warranty Deed, Transfer CHATTANOOGA TITLE, CHATTANOOGA TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on File |
| Deed Sale | Oct 31, 2023 · Amount on File |
| Prior Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 2023221 |
| Deed Book / Page | 13437 / 592 |
| Prior Transfer Date | Jul 9, 1996 |
| Prior Transfer Doc | 0000338818 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 31, 2023 |
| Property Address | 10608 CARD RD, SODDY DAISY, TN 37379-5208 |
| Document Number | 0000000221 |
| Book / Page | 13437 / 592 |
| Map Reference | MB P3 124 PG 136 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023103100221 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CHATTANOOGA TITLE, CHATTANOOGA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10608 CARD RD, SODDY DAISY, TN 37379-5208 |
| Document Number | 0000000222 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2023103100222 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 28, 2021 |
| Property Address | 10608 CARD RD, SODDY DAISY, TN 37379-5208 |
| Document Number | 0000000243 |
| Book / Page | 12788 / 750 |
| Map Reference | MB 38 PG 78 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021122800243 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | CHATTANOOGA TITLE, CHATTANOOGA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1378 OSAGE DR, SODDY DAISY, TN 37379-6124 |
The 2025 property tax bill for 10608 Card Rd was $1,306, up 0.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Soddy-Daisy City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 (+0.93%) | $86,175 (+48.9%) | $344,700 (+48.9%) Land $40,000 Building $304,700 |
| 2024 | $1,294.00 (+45.72%) | $57,875 (+120.69%) | $231,500 (+120.69%) Land $30,600 Building $200,900 |
| 2023 | $888.00 (+117.11%) | $26,225 (+114.96%) | $104,900 (+114.96%) Land $30,600 Building $74,300 |
| 2022 | $409.00 | $12,200 | $48,800 Land $48,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10608 Card Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10608 Card Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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