10607 Pennydog Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10607 Pennydog Ln, Silver Spring, MD 20902

Property Summary

Property TypeTownhouse
Details3 ba · 1,980 sqft · built 1980
Lot Size0.035 acres (1,526 sqft)
Owner2 Individual Names on File
Last Sale$382,500 (Jul 2020)
Tax Bill$4,753 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01980267

Property Details

APN / Parcel Number

Primary APN13-01980267
Alternative APN
  • 01980267

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area720 sqft
Basement Area540 sqft
Finished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,526 sqft (0.035 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01980267
Street Address10607 PENNYDOG LN
CitySILVER SPRING
StateMD
Zip20902-4158
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRT12.
Legal DescriptionPLYERS MILL ESTS
Legal SubdivisionPLYERS MILL ESTATES
Legal Block8
Legal Lot Number31
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group4
Census Block4003
Census Tract704000

Owner

10607 Pennydog Ln, a townhouse, is owned by two individuals who bought it in July 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address19305 GOLDEN MEADOW DR, GERMANTOWN, MD 20876-1757
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 20, 2020Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on File
Deed SaleJul 20, 2020 · Amount on File
Deed Book / Page60080 / 267
Prior Transfer DateDec 8, 2016
Prior Transfer Doc0536080379
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10607 PENNYDOG LN, SILVER SPRING, MD 20902-4158
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10607 PENNYDOG LN, SILVER SPRING, MD 20902-4158

Mortgage

Document Number0674780296
DateOct 20, 2023
Book Page67478/296
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJul 20, 2020
Property Address10607 PENNYDOG LN, SILVER SPRING, MD 20902-4158
Document Number0600800267
Book / Page60080 / 267
Map ReferenceMB 110 PL 12893
Instrument DateJul 17, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,737.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7555 SPRING LAKE DR # DRD1, 7555, BETHESDA, MD 20817-6507

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10607 PENNYDOG LN, SILVER SPRING, MD 20902-4158

Mortgage

Document Number60080272
DateJul 20, 2020
Instrument60080/272
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY MD
Recording DateJan 20, 2017
Property Address10607 PENNYDOG LN, SILVER SPRING, MD 20902-4158
Document Number0536080379
Book / Page053608 / 000379
Instrument DateDec 8, 2016
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10607 PENNYDOG LN SILVER SPRING MD 209024158, SILVER SPRING, MD 20902-4158

Tax Assessment & Valuation

The 2025 property tax bill for 10607 Pennydog Ln was $4,753, down 5.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,967 (+7.16%)$481,100 (-) Land $200,000 Building $281,100
2025$4,753.00 (-5.28%)$420,833$481,100 Land $200,000 Building $281,100
2024$5,018.00
2023$379,167$390,700 Land $200,000 Building $190,700
2022$3,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10607 Pennydog Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10607 Pennydog Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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