10605 Gorham Cir, Waco, TX 76708 Property Records

McLennan County property record for 10605 Gorham Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 1995
Lot Size	0.406 acres (17,694 sqft)
Owner	Individual Name on File
Tax Bill	$3,783 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180270100013005`

Property Details

APN / Parcel Number

Primary APN	`180270100013005`
Alternative APNs	`1802701000130050111` `110082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,615 sqft
Flooring	Carpet

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,694 sqft (0.406 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1,600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	230 sqft
Fence	Fence
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	110082
Old Parcel Number	1802701000130050111
Street Address	10605 GORHAM CIR
City	WACO
State	TX
Zip	76708-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LONE STAR EST LOT 7 BLOCK 2 ACRES .4062
Legal Subdivision	LONE STAR EST
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10605 GORHAM CIR, WACO, TX 76708-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2020
Deed Sale	Dec 21, 2020
Prior Sale	Jul 31, 2018
Deed Document Number	2020045482
Record Updated	Jun 8, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 21, 2020
Property Address	10605 GORHAM CIR, WACO, TX 76708-9656
Document Number	0000045482
Map Reference	VOL 1628 PG 15
Instrument Date	Dec 13, 2020
Instrument	2020045482
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10605 GORHAM CIR, WACO, TX 76708-9656

Mortgage

Document Number	0000045483
Date	Dec 21, 2020
Instrument	2020045483

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 31, 2018
Property Address	10605 GORHAM CIR, WACO, TX 76708-9656
Document Number	0000026905
Instrument Date	Jul 26, 2018
Instrument	26905
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10605 GORHAM CIR WACO TX 767089656, WACO, TX 76708-9656

Mortgage

Document Number	26906
Date	Jul 31, 2018
Instrument	26906

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,420 (-12.41%) Land $37,680 Building $185,740	$223,420 (-12.41%) Land $37,680 Building $185,740
2024	$3,783.00 (-8.97%)
2023		$255,080 Land $37,680 Building $217,400	$255,080 Land $37,680 Building $217,400
2022	$4,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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