10605 E 26th Ter S, Independence, MO 64052 Property Records

Jackson County property record for 10605 E 26th Ter S, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1952
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,304 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-630-13-07`

Property Details

APN / Parcel Number

Primary APN	`27-630-13-07`
Alternative APNs	`27-630-13-07-00-0-00-000` `27630130700000001` `793461`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	918 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	918 sqft
Basement Area	918 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	793461
Street Address	10605 E 26TH TER S
City	INDEPENDENCE
State	MO
Zip	64052-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD HEIGHTS LOT 9 & W 5 OF LOT 8
Legal Subdivision	ROCKWOOD HEIGHTS
Legal Block	2
Legal Lot Number	9,8
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2012
Census Tract	11900

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 28, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 14, 2018	Grant Deed, Transfer
Dec 29, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024
Deed Sale	May 28, 2024
Prior Sale	May 14, 2018
Deed Document Number	202433250
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	00E0115740
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0035544
Date	Jun 4, 2024
Instrument	2024E0035544

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 28, 2024
Property Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305
Document Number	00E0033250
Instrument Date	May 22, 2024
Instrument	2024E0033250
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305

Mortgage

Document Number	00E0035543
Date	May 28, 2024
Instrument	2024E0035543

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	May 14, 2018
Property Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305
Document Number	0000E41702
Instrument Date	Apr 23, 2018
Instrument	41702E
Transaction Type	Transfer
Record Updated	Jun 8, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 BROADWAY #400 DENVER CO 802025158, 400, DENVER, CO 80202-5158

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 29, 2017
Property Address	10605 E 26TH TER S, INDEPENDENCE, MO 64052-3305
Document Number	000E115740
Instrument Date	Dec 29, 2017
Instrument	115740E
Transaction Type	Foreclosure
Record Updated	Jul 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,839 (-) Land $3,564 Building $14,275	$93,890 (-)
2025	$1,304.00 (-11.59%)	$17,839 (-13.8%) Land $3,564 Building $14,275	$93,890 (-13.8%)
2024	$1,475.00 (+2.5%)
2023	$1,439.00	$20,695 Land $2,470 Building $18,225	$108,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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