Effingham County property record for 10605 E 1600th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 3,058 sqft · built 2017 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000 (Jun 2017) |
| Tax Bill | $9,954 (2025) |
| Deeds & Mortgages | Jul 2017 Construction Loan Sep 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-014-077 |
| Primary APN | 11-07-014-077 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,058 sqft Base Area |
| 1st Floor Area | 3,058 sqft |
| Basement Area | 3,058 sqft |
| Unfinished Basement | 3,058 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 1,230 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 10605 E 1600TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 250FT OF E 860FT OF N 313FT NW NE 3306/147 3306/144 3306/141 3306/136 2023/155 1990/288 1392/45 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 950200 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2017 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Sep 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Mar 7, 2018 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Jun 20, 2018 | Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Jun 8, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 8, 2017 | Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on Record |
| Deed Sale | Jun 8, 2017 · Amount on Record |
| Deed Document Number | 20171702510 |
| Deed Book / Page | 3306 / 144 |
| Prior Transfer Date | Jun 7, 2017 |
| Prior Transfer Doc | 3306/147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3314/146 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 3314/146 |
| Instrument | 201701703050 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Apr 6, 2018 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3415/376 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 3415/376 |
| Instrument | 201801803935 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3368/326 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 3368/326 |
| Instrument | 201801800771 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | May 4, 2018 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3392/309 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 3392/309 |
| Instrument | 201801802454 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Jul 31, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3575/203 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 3575/203 |
| Instrument | 202020003020 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 8, 2017 |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Document Number | 3306/147 |
| Book / Page | 3306 / 147 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 201701702511 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10493 E 1600TH AVE, EFFINGHAM, IL 62401-7489 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 8, 2017 |
| Property Address | 10605 E 1600TH AVE, EFFINGHAM, IL 62401-7764 |
| Document Number | 3306/144 |
| Book / Page | 3306 / 144 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 201701702510 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10493 E 1600TH AVE, EFFINGHAM, IL 62401-7489 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,954.00 (+8.67%) Homeowner's exemption | $218,880 (+23.59%) Land $4,160 Building $214,720 | $656,640 (+23.59%) Land $12,480 Building $644,160 |
| 2024 | $9,160.00 (+154.87%) | $177,100 (+19.34%) Land $3,780 Building $173,320 | $531,300 (+19.34%) Land $11,340 Building $519,960 |
| 2022 | $3,594.00 Homeowner's exemption | $148,400 Land $3,170 Building $145,230 | $445,200 Land $9,510 Building $435,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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