Howard County property record for 10604 Willards Way, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,772 sqft · built 2018 |
| Lot Size | 0.497 acres (21,649 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $795,000 (Apr 2019) |
| Tax Bill | $12,261 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-600106 |
| Primary APN | 05-600106 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Total Area |
| Basement Area | 680 sqft |
| Finished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,649 sqft (0.497 acres) |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600106 |
|---|---|
| Street Address | 10604 WILLARDS WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 123 .497 A. 10604 WILLARDS WAY HOLIDAY HILLS |
| Legal Subdivision | HOLIDAY HILLS RESUB |
| Legal Lot Number | 123 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 605105 |
10604 Willards Way is owner-occupied and held in a trust since August 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Intrafamily Transfer, Transfer |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Apr 30, 2019 | Deed, Transfer · ARM THE COLUMBIA BANK |
| Sep 29, 2017 | Grant Deed, Transfer · Line of Credit PARRY MOORE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Sep 29, 2017 · Amount on File |
| Deed Book / Page | 18644 / 12 |
| Last Transfer Date | Aug 3, 2021 |
| Transfer Doc | 0208430351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 26, 2021 |
| Property Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Document Number | 0208430351 |
| Book / Page | 20843 / 351 |
| Map Reference | PL WAR 24268 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | MICASA TITLE GROUP LLC, MICASA TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Document Number | 0207060098 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 20706/98 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 30, 2019 |
| Property Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Document Number | 0186440012 |
| Book / Page | 18644 / 012 |
| Map Reference | PL 24268 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10604 WILLARD WAY, COLUMBIA, MD 21044-4263 |
| Document Number | 18644020 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 18644/020 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 10604 WILLARDS WAY, COLUMBIA, MD 21044-4263 |
| Document Number | 0178360058 |
| Book / Page | 017836 / 000058 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | GREATER MARYLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6139 WHITE MARBLE CT CLARKSVILLE MD 210291658, CLARKSVILLE, MD 21029-1658 |
| Document Number | 178360064 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 017836/000064 |
| Name | PARRY MOORE |
|---|---|
| Address | 4532 TARALEY CT, ELLICOTT CITY, MD 21042-1423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10604 Willards Way was $12,261 with a homeowner's exemption, up 2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,261.00 (+2%) Homeowner's exemption | $862,667 (+6.62%) | $969,800 (+19.86%) Land $355,300 Building $614,500 |
| 2025 | $12,020.00 (+4.71%) Homeowner's exemption | $809,100 Land $265,300 Building $543,800 | $809,100 Land $265,300 Building $543,800 |
| 2024 | $11,479.00 | ||
| 2023 | $734,900 | $809,100 Land $265,300 Building $543,800 | |
| 2022 | $7,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10604 Willards Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10604 Willards Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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