Lubbock County property record for 10604 Troy Ave, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,563 sqft · built 2004 |
| Lot Size | 0.194 acres (8,470 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,825 (Sep 2026) |
| Tax Bill | $9,023 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R172908 |
| Primary APN | R172908 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 3,113 sqft |
| 1st Floor Area | 2,563 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,470 sqft (0.194 acres) |
| Lot Dimensions | 121 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10604 TROY AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNCREST L 148 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 148 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10509 |
Source: Lubbock County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed, Transfer · Conventional Mortgage LUBBOCK NATIONAL BANK |
| Aug 10, 2023 | Vendor's Lien, Transfer · ARM ALLIANCE CU |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Prior Sale | Aug 10, 2023 · Amount on Record |
| Deed Document Number | 202637703 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0000041523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 18, 2026 |
| Property Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Document Number | 0000037703 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202637703 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Document Number | 0000037704, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202637704 |
| Name | LUBBOCK NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 10, 2023 |
| Property Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Document Number | 0000031049 |
| Map Reference | VOL 8330 PG 311 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023031049 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | HUB CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Document Number | 0000031050 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023031050 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2038 |
| Change Frequency | 15 Years |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 10.5% |
| Index | Prime Rate |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000007738 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021007738 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10604 TROY AVE, LUBBOCK, TX 79424-7423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000033100 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020033100 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 1, 2045 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,023.00 (+20.77%) | $436,122 (+10.95%) Land $34,000 Building $402,122 | $436,122 (+3.74%) Land $34,000 Building $402,122 |
| 2024 | $7,471.00 (+5.21%) | ||
| 2023 | $7,101.00 (-6.93%) Homeowner's exemption | $393,064 (+1%) Land $34,000 Building $386,414 | $420,414 (+17.65%) Land $34,000 Building $386,414 |
| 2022 | $7,630.00 Homeowner's exemption | $357,331 Land $34,000 Building $323,331 | $357,331 Land $34,000 Building $323,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures