10604 Eagle Lake Rd, Frazee, MN 56544 Property Records

Becker County property record for 10604 Eagle Lake Rd, Frazee, MN 56544

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,071 sqft · built 1977
Lot Size	18.5 acres (809,432 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Jul 2024)
Tax Bill	$4,540 (2026)
Deeds & Mortgages	May 2023 Mortgage Jun 2005 Line of Credit + 6 more
APN	`03.0319.000`

Property Details

APN / Parcel Number

Primary APN	`03.0319.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
Basement Area	1,482 sqft
Finished Basement	1,482 sqft
Unfinished Basement	1,534 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	809,432 sqft (18.5 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	96 sqft
Patio Area	296 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10604 EAGLE LAKE RD
City	FRAZEE
State	MN
Zip	56544-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	SEC 32 TWN 138 RNG 040 32-138-40 PT GOVT LOT 2: COMM NW COR GOVT LOT 2, S 525', E 993.5' TO POB; NW 75.69', W 49.66', SW
Legal Range	040
Legal Township	138
Legal Section	32
Legal Lot Number	2
Jurisdiction	BECKER MN
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1055
Census Tract	450700

Owner

10604 Eagle Lake Rd is owned and occupied by an individual who bought it in July 2024.

Source: Becker County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage MIDWEST BANK
Jun 20, 2005	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
Jan 20, 2010	Deed of Trust, Mortgage MIDWEST BANK
Oct 18, 2011	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK
Jul 30, 2024	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST CLASS MORTGAGE II INC
Apr 4, 2023	Affidavit, Transfer THE TITLE FIRM, THE TITLE TEAM
Apr 4, 2023	Trustee's Deed, Foreclosure THE TITLE FIRM, THE TITLE TEAM
Mar 4, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Apr 4, 2023 · Amount on File
Deed Document Number	2024705808
Prior Transfer Date	Jul 22, 2024
Prior Transfer Doc	0000705811
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKER MN
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000697041
Date	May 10, 2023
Instrument	697041

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 15, 2033

Interest

Rate Type	Adjustable Rate

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKER MN
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000525209
Date	Jun 20, 2005
Instrument	525209

Lender

Name	MIDWEST BANK
Type	Bank
Address	DETROIT LAKES, MN 56502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2010

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKER MN
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000576036
Date	Jan 20, 2010
Instrument	576036

Lender

Name	MIDWEST BANK
Type	Bank
Address	DETROIT LAKES, MN 56501

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 6, 2013

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKER MN
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BAKER COUNTY TITLE SERVICES, BECKER COUNTY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592155
Date	Oct 18, 2011
Instrument	592155

Lender

Name	MIDWEST BANK
Type	Bank
Address	DETROIT LAKES, MN 56501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2021

July 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BECKER MN
Recording Date	Jul 30, 2024
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Document Number	0000705808
Instrument Date	Jul 22, 2024
Instrument	705808
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113

Mortgage

Document Number	0000705810
Date	Jul 30, 2024
Instrument	705810

Lender

Name	FIRST CLASS MORTGAGE II INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

April 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BECKER MN
Recording Date	Apr 4, 2023
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Document Number	0000696309
Instrument Date	Apr 3, 2023
Instrument	696309
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113

April 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BECKER MN
Recording Date	Apr 4, 2023
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Document Number	0000033/26
Book / Page	33 / 26
Instrument Date	Apr 3, 2023
Instrument	696310
Transaction Type	Foreclosure
Record Updated	Apr 26, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10331 EAGLE LAKE RD, FRAZEE, MN 56544-9112

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BECKER MN
Recording Date	Mar 4, 2020
Property Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113
Document Number	666149
Instrument Date	Feb 17, 2020
Instrument	666149
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 EAGLE LAKE RD, FRAZEE, MN 56544-9113

Tax Assessment & Valuation

The 2026 property tax bill for 10604 Eagle Lake Rd was $4,540 with a homeowner's exemption, up 32.5% from the year before.

Source: Becker County assessment roll, as of August 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Becker County
County Subdivision	Burlington Township
Unified School District	Frazee-Vergas Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,540.00 (+32.52%) Homeowner's exemption	$607,100 (+30.56%) Land $215,600 Building $391,500	$607,100 (+30.56%) Land $215,600 Building $391,500
2025	$3,426.00 Homeowner's exemption	$465,000 Land $110,800 Building $354,200	$465,000 Land $110,800 Building $354,200
2023	$4,034.00 Homeowner's exemption	$496,100 Land $193,100 Building $303,000	$496,100 Land $193,100 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10604 Eagle Lake Rd; there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10604 Eagle Lake Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber · Cable	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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