10604 Cloverbrooke Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 10604 Cloverbrooke Dr, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,233 sqft · built 1995
Lot Size0.437 acres (19,030 sqft)
Owner2 Individual Names on File
Last Sale$1,190,000 (Jul 2014)
Tax Bill$14,382 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-03019621

Property Details

APN / Parcel Number

Primary APN04-03019621
Alternative APN
  • 03019621

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,233 sqft Living Area
Gross Area4,785 sqft
1st Floor Area1,837 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,030 sqft (0.437 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area44 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03019621
Street Address10604 CLOVERBROOKE DR
CityPOTOMAC
StateMD
Zip20854-6373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionPINEY GLEN VILLAGE
Legal SubdivisionPINEY GLEN VILLAGE
Legal BlockN
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division4
Census Block Group2
Census Block2017
Census Tract701220

Owner

Source: Montgomery County records · APN 04-03019621

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
ESSEX BANK
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
ESSEX BANK
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Jun 13, 2017Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2014 · Amount on Record
Deed SaleJul 11, 2014 · Amount on Record
Prior SaleApr 28, 2009
Deed Book / Page48896 / 296
Prior Transfer DateApr 23, 2009
Prior Transfer Doc0000008200
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0547210165
DateAug 14, 2017
Book Page54721/165
Lender
NameESSEX BANK
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373

Mortgage

Document Number0634730327
DateJul 12, 2021
Book Page63473/327
Lender
NameESSEX BANK
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0634740028
DateJul 12, 2021
Book Page63474/28
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 01, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10604 CLOVERBROOKE DR, POTOMAC, MD 20854-6373
Document Number0545630178
Book / Page054563 / 000178
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10604 CLOVERBROOKE DR POTOMAC MD 208546373, POTOMAC, MD 20854-6373

Mortgage

Document Number0545630178
DateJul 07, 2017
Book Page054563/000178
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,345,700 (+7.64%) Land $521,400 Building $824,300$1,345,700 (-) Land $521,400 Building $824,300
2025$14,382.00 (+24.8%)$1,250,233 (+18.02%)$1,345,700 (+27.04%) Land $521,400 Building $824,300
2023$1,059,300 Land $498,800 Building $560,500$1,059,300 Land $498,800 Building $560,500
2022$11,524.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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