10603 E 27th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10603 E 27th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,100 sqft · built 1955
Lot Size	0.53 acres (23,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,423 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45294.0311`

Property Details

APN / Parcel Number

Primary APN	`45294.0311`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	800 sqft
Unfinished Basement	500 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,068 sqft (0.53 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	5 Parking Spaces
Patio Area	384 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10603 E 27TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHESTER HILLS L23 B I
Legal Range	44E
Legal Township	25N
Legal Section	29
Legal Subdivision	CHESTER HILLS
Legal Phase	1
Legal Block	I
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3017
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10603 E 27TH AVE, SPOKANE VALLEY, WA 99206-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NORTHWEST EQUITY SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 25, 2018
Transfer Doc	0006748384
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10603 E 27TH AVE, SPOKANE VALLEY, WA 99206-3308
Document Number	0006881387
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10603 E 27TH AVE SPOKANE VALLEY WA 992063308, SPOKANE VALLEY, WA 99206-3308

Mortgage

Document Number	0006881387
Date	Jan 10, 2020
Instrument	6881387

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2018
Property Address	10603 E 27TH AVE, SPOKANE VALLEY, WA 99206-3308
Document Number	0006748384
Instrument Date	Sep 25, 2018
Instrument	6748384
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10603 E 27TH AVE SPOKANE VALLEY WA 992063308, SPOKANE VALLEY, WA 99206-3308

Mortgage

Document Number	6748385
Date	Oct 1, 2018
Instrument	6748385

Lender

Name	NORTHWEST EQUITY SOLUTIONS INC
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,423.00 (+1.31%)	$424,100 (+4.28%) Land $120,000 Building $304,100	$424,100 (+4.28%) Land $120,000 Building $304,100
2025	$4,366.00 (+12.03%)	$406,700 (+9.03%) Land $90,000 Building $316,700	$406,700 (+9.03%) Land $90,000 Building $316,700
2024	$3,897.00 (+9.16%)	$373,000 (+32.46%) Land $80,000 Building $293,000	$373,000 (+32.46%) Land $80,000 Building $293,000
2023	$3,570.00 (+8.51%)	$281,600 Land $55,000 Building $226,600	$281,600 Land $55,000 Building $226,600
2022	$3,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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