Montgomery County property record for 10602 Shady Cir, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,448 sqft · built 1951 |
| Lot Size | 0.372 acres (16,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Oct 2022) |
| Tax Bill | $7,239 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Aug 2022 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00288638 |
| Primary APN | 05-00288638 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 507 sqft |
| Finished Basement | 507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,212 sqft (0.372 acres) |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 00288638 |
|---|---|
| Street Address | 10602 SHADY CIR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 14 |
| Legal Lot Number | P9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701509 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SAVINGS MORTGAGE CORP |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG |
| Dec 26, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Book / Page | 66436 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 27, 2022 |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Document Number | 0664360073 |
| Book / Page | 66436 / 73 |
| Map Reference | MB 38 PL 2669 |
| Instrument Date | Oct 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | CC TITLE, C&C TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Document Number | 0006643682 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 66436/82 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | KVS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Document Number | 0662060048 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 66206/48 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0556450175 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 55645/175 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0567430262 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 56743/262 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0620720242 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 62072/242 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0629930171 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 62993/171 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Document Number | 0596800051 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10602 SHADY CIR SILVER SPRING MD 209031236, SILVER SPRING, MD 20903-1236 |
| Document Number | 0596800051 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 059680/000051 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 26, 2017 |
| Property Address | 10602 SHADY CIR, SILVER SPRING, MD 20903-1236 |
| Document Number | 0554230033 |
| Book / Page | 055423 / 000033 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | DISTRICT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10602 SHADY CIR SILVER SPRING MD 209031236, SILVER SPRING, MD 20903-1236 |
| Document Number | 554230040 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 055423/000040 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,000 (+2.77%) Land $233,700 Building $401,300 | $635,000 (-) Land $233,700 Building $401,300 | |
| 2025 | $7,239.00 (+23.96%) | $617,867 (+5.87%) | $635,000 (+8.81%) Land $233,700 Building $401,300 |
| 2023 | $583,600 Land $233,700 Building $349,900 | $583,600 Land $233,700 Building $349,900 | |
| 2022 | $5,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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