10602 Kirby Dr, Laredo, TX 78045 Property Records

Webb County property record for 10602 Kirby Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,783 sqft · built 2004
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$326,300 (Mar 2020)
Tax Bill	$2,121 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11002-070`

Property Details

APN / Parcel Number

Primary APN	`985-11002-070`
Alternative APN	`303373`

Interior

Stories	1 Story
Building Area	2,783 sqft Living Area
Gross Area	3,313 sqft
1st Floor Area	2,783 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Location & Zoning

Street Address	10602 KIRBY DR
City	LAREDO
State	TX
Zip	78045-8471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 2, LOT 7, PHASE 6
Legal Subdivision	WINFIELD
Legal Phase	6
Legal Block	2
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2007
Census Tract	1722

Owner

Source: Webb County records · APN 985-11002-070

Assessment roll updated October 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10602 KIRBY DR, LAREDO, TX 78045-8471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Mar 04, 2005
Deed Document Number	20201387625
Deed Book / Page	4757 / 323
Prior Transfer Date	Feb 14, 2007
Prior Transfer Doc	002821/428
Record Updated	Jun 08, 2026

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 17, 2020
Property Address	10602 KIRBY DR, LAREDO, TX 78045-8471
Document Number	004757/323
Book / Page	4757 / 323
Map Reference	VOL 23 PG 94&95
Instrument Date	Mar 11, 2020
Instrument	1387625
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9813 SANDHILL UNIT 58, 58, LAREDO, TX 78045-8679

Mortgage

Document Number	0001387626
Date	Mar 17, 2020
Instrument	1387626

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,000 (+13.68%) Land $171,717 Building $260,283	$432,000 (+13.68%) Land $171,717 Building $260,283
2024	$2,121.00 (-16.1%)
2023		$380,000 Land $165,964 Building $214,036	$380,000 Land $165,964 Building $214,036
2022	$2,528.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Based on FCC filings for 608 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAREDO serves 260,046 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.