10601 James Rd, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10601 James Rd, Bloomington, MN 55431 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,286 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2018)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-31-0033`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-31-0033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	1,286 sqft
Basement Area	3,128 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	132 ft deep x 181 ft wide
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	352 sqft
Deck Area	1,092 sqft
Patio Area	1,092 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10601 JAMES RD
City	MINNEAPOLIS
State	MN
Zip	55431-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 021 BLOCK 002 A NINE MILE BLUFF W 181X132X85X115
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	31
Legal Subdivision	NINE MILE BLUFF
Legal Block	2
Legal Lot Number	21
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25801

Owner

Source: Hennepin County records · APN 21-027-24-31-0033

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10601 JAMES RD, MINNEAPOLIS, MN 55431-4132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2019	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Jul 18, 2018	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG
Jan 05, 2017	Grant Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Jan 05, 2017 · Amount on Record
Deed Document Number	201810574085
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10601 JAMES RD, BLOOMINGTON, MN 55431-4132
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11034269
Date	Oct 22, 2021
Instrument	A11034269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10601 JAMES RD, BLOOMINGTON, MN 55431-4132
Document Number	0010691900
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10601 JAMES RD BLOOMINGTON MN 554314132, BLOOMINGTON, MN 55431-4132

Mortgage

Document Number	0010691900
Date	Aug 19, 2019
Instrument	10691900

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 18, 2018
Property Address	10601 JAMES RD, BLOOMINGTON, MN 55431-4132
Document Number	0010574085
Instrument Date	Jul 16, 2018
Instrument	10574085
Transaction Type	Transfer
Record Updated	Aug 09, 2018
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10601 JAMES RD BLOOMINGTON MN 554314132, BLOOMINGTON, MN 55431-4132

Mortgage

Document Number	10574086
Date	Jul 18, 2018
Instrument	10574086

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 05, 2017
Property Address	10601 JAMES RD, BLOOMINGTON, MN 55431-4132
Document Number	0010399044
Instrument Date	Dec 30, 2016
Instrument	10399044
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10601 JAMES RD BLOOMINGTON MN 554314132, BLOOMINGTON, MN 55431-4132

Mortgage

Document Number	10399045,
Date	Jan 05, 2017
Instrument	10399045

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2047

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,265.00 (+20.04%)	$458,400 (+3.38%) Land $190,300 Building $268,100	$458,400 (+3.38%) Land $190,300 Building $268,100
2023	$5,219.00 Homeowner's exemption
2022		$443,400 Land $171,000 Building $272,400	$443,400 Land $171,000 Building $272,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530258012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: BIF IV Intrepid HoldCo, Xtratyme Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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