10601 Eldon Willing Rd, Chance (Deal Island), MD 21821 Property Records

Somerset County property record for 10601 Eldon Willing Rd, Chance, MD 21821 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,770 sqft Total Area
Lot Size	29,185 sqft (0.67 acres)
Garage	Built-in, 330 sqft
Occupancy	Owner Occupied
Tax Bill	$3,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-166955`
Alternative APNs	`9166955` `166955`

Interior

Full Baths	2 Baths
Building Area	1,770 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	29,185 sqft (0.67 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Built-in Garage
Garage Area	330 sqft Garage
Deck Area	500 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	166955
Street Address	10601 ELDON WILLING RD
City	DEAL ISLAND
State	MD
Zip	21821-1707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.67 AC-PL 403/824 E/S ELDON WILLING RD ON SCOTTS COVE-CHANCE
Legal Subdivision	JACK A WILLING JR
Jurisdiction	SOMERSET MD
Minor Civil Division	9, TANGIER
Census Blockgroup	2
Census Block	2082
Census Tract	930200

Owner

Source: Somerset County records · APN 09-166955

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10601 ELDON WILLING RD, DEAL ISLAND, MD 21821-1707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 13, 2012
Transfer Doc	0008190332
Record Refreshed	Sep 20, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Jun 21, 2018
Property Address	10601 ELDON WILLING RD, CHANCE, MD 21821-1707
Document Number	0009960058
Book / Page	000996 / 000058
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	10601 ELDON WILLING RD CHANCE MD 218211707, CHANCE, MD 21821-1707

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,700 (+11.4%) Land $135,600 Building $182,100	$317,700 (-) Land $135,600 Building $182,100
2025	$3,291.00 (+34.44%)	$285,200 (+29.52%)	$317,700 (+44.28%) Land $135,600 Building $182,100
2023	$2,448.00	$220,200 Land $106,400 Building $113,800	$220,200 Land $106,400 Building $113,800

Flood & Wildfire

10601 Eldon Willing Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Somerset County (24039C), updated February 28, 2019

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	5.0 ft vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 67th percentile of exposed land nationally · 95th in Maryland
Wildfire Likelihood	High — about 1 in 388 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.