10601 E 8th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10601 E 8th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,561 sqft · built 1919
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Jul 2020)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45201.1047`

Property Details

APN / Parcel Number

Primary APN	`45201.1047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,561 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,032 sqft
Upper Floors Area	752 sqft
Basement Area	1,032 sqft
Finished Basement	928 sqft
Unfinished Basement	104 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Deck Area	160 sqft
Patio Area	208 sqft
Canopy	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	10601 E 8TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPPORTUNITY W1/2 OF W 8RDS OF S 10RDS B229
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	OPPORTUNITY
Legal Tract	229
Legal Block	229
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2009
Census Tract	12500

Owner

10601 E 8th Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Sep 25, 2017	Quit Claim Deed, Transfer INLAND PROF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20206941478
Prior Transfer Date	Mar 20, 2013
Prior Transfer Doc	0006190344
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007126041
Date	Sep 15, 2021
Instrument	7126041

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 13, 2020
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Document Number	0006941478
Instrument Date	Jul 10, 2020
Instrument	6941478
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,173.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577

Mortgage

Document Number	0006941479
Date	Jul 13, 2020
Instrument	6941479

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Document Number	0006903696
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10601 E 8TH AVE SPOKANE VALLEY WA 992063577, SPOKANE VALLEY, WA 99206-3577

Mortgage

Document Number	0006903696
Date	Mar 23, 2020
Instrument	6903696

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2018
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Document Number	0006718671
Map Reference	VOL K PG20
Instrument Date	Jun 20, 2018
Instrument	6718671
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,568.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577

Mortgage

Document Number	0006718672
Date	Jun 22, 2018
Instrument	6718672

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2017
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Document Number	0006643028
Instrument Date	Sep 15, 2017
Instrument	6643028
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,099.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10601 E 8TH AVE SPOKANE VALLEY WA 992063577, SPOKANE VALLEY, WA 99206-3577

Mortgage

Document Number	6643030
Date	Sep 25, 2017
Instrument	6643030

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 25, 2017
Property Address	10601 E 8TH AVE, SPOKANE VALLEY, WA 99206-3577
Document Number	0006643029
Instrument Date	Sep 15, 2017
Instrument	6643029
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	INLAND PROF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10601 E 8TH AVE SPOKANE VALLEY WA 992063577, SPOKANE VALLEY, WA 99206-3577

Tax Assessment & Valuation

The 2026 property tax bill for 10601 E 8th Ave was $4,552, up 0.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+0.07%)	$406,300 Land $99,000 Building $307,300	$406,300 Land $99,000 Building $307,300
2025	$4,549.00
2024		$421,000 (+29.82%) Land $76,000 Building $345,000	$421,000 (+29.82%) Land $76,000 Building $345,000
2023	$4,309.00 (+5.82%)	$324,300 Land $57,000 Building $267,300	$324,300 Land $57,000 Building $267,300
2022	$4,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10601 E 8th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10601 E 8th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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