10600 River Ranch Rd, Kemp, TX 75143 Property Records

Henderson County property record for 10600 River Ranch Rd, Kemp, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1981
Lot Size	90.9 acres (3,959,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$962,920 (Mar 2026)
Tax Bill	$9,652 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`3955-0000-0220-85`

Property Details

APN / Parcel Number

Primary APN	`3955-0000-0220-85`
Alternative APNs	`R000070742` `278191`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,959,604 sqft (90.9 acres)
Garage Type	Carport
Carport	Carport
Deck Area	752 sqft
Patio Area	752 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	278191
Street Address	10600 RIVER RANCH RD
City	KEMP
State	TX
Zip	75143-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 22 AB 386 J IRWIN SUR, RIVER RANCH TR 22
Legal Subdivision	RIVER RANCH SUBD
Legal Tract	22
Legal Lot Number	22
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2011
Census Tract	950700

Owner

Source: Henderson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 HAZEL STONE DR, FRISCO, TX 75034-3612
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Commercial Mortgage TEXAS FARM CREDIT SERVICES
Feb 5, 2021	Warranty Deed, Transfer · Commercial Mortgage HERITAGE LAND BANK ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	20263146
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Mar 6, 2026
Property Address	10600 RIVER RANCH RD, KEMP, TX 75143-6630
Document Number	202600003146
Map Reference	CAB C SL 354
Instrument Date	Mar 5, 2026
Instrument	2026-00003146
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 HAZEL STONE DR, FRISCO, TX 75034-3612

Mortgage

Document Number	202600003147
Date	Mar 6, 2026
Instrument	2026-00003147

Lender

Name	TEXAS FARM CREDIT SERVICES
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Feb 5, 2021
Property Address	10600 RIVER RANCH RD, KEMP, TX 75143-6630
Document Number	202100002312
Map Reference	CAB C SL 354
Instrument Date	Feb 2, 2021
Instrument	2021-00002312
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CARDON LAND TITLE COMPANY, CARRIE CLARK TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5135 MOHEGAN LN, FRISCO, TX 75034-1280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5135 MOHEGAN LN, FRISCO, TX 75034-1280

Mortgage

Document Number	202100002313
Date	Feb 5, 2021
Instrument	2021-00002313

Lender

Name	HERITAGE LAND BANK ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,652.00 (+40.82%)	$715,106 (+48.04%) Land $490,860 Building $224,246	$715,106 (+48.04%) Land $490,860 Building $224,246
2023	$6,854.00 (-20.57%)	$483,047 Land $272,700 Building $210,347	$483,047 Land $272,700 Building $210,347
2022	$8,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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