1060 W 38th St, Lorain, OH 44052 Property Records

Lorain County property record for 1060 W 38th St, Lorain, OH 44052 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,544 sqft · built 1958
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$1,369 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Aug 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-01-006-191-024

Property Details

APN / Parcel Number

Primary APN02-01-006-191-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,544 sqft Living Area
Gross Area1,928 sqft
1st Floor Area1,544 sqft
Basement Area1,092 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area72 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1060 W 38TH ST
CityLORAIN
StateOH
Zip44052-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKUCIREK ACRES SUB 75.00 X 150.00
Legal SubdivisionKUCIREK ACRES SUB
Legal Tract01
Legal Block191
Legal Lot Number42
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2014
Census Tract23500

Owner

Source: Lorain County records · APN 02-01-006-191-024

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2024Deed of Trust, Mortgage · Line of Credit
FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Aug 09, 2023Intrafamily Transfer, Transfer
Aug 15, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 14, 2023
Transfer Doc0000925708
Record UpdatedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1060 W 38TH ST, LORAIN, OH 44052-5118
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032081
DateNov 04, 2024
Instrument2024-0032081
Lender
NameFIRST FED SAVINGS & LOAN ASSN OF LORAIN
TypeBank
AddressLORAIN, OH 44053
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateAug 09, 2023
Property Address1060 W 38TH ST, LORAIN, OH 44052-5118
Document Number0000925040
Map ReferenceVOL 20 PG 13
Instrument DateJul 28, 2023
Instrument2023-0925040
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 W 38TH ST, LORAIN, OH 44052-5118

August 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateAug 15, 2023
Property Address1060 W 38TH ST, LORAIN, OH 44052-5118
Document Number0000925708
Map ReferenceVOL 20 PG 13
Instrument DateJul 12, 2023
Instrument2023-0925708
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 W 38TH ST, LORAIN, OH 44052-5118

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,369.00 (-17.83%)$56,640 (+0.01%) Land $10,500 Building $46,140$161,820 (-) Land $30,000 Building $131,820
2024$56,637 (+36.38%) Land $10,500 Building $46,137$161,820 (+36.38%) Land $30,000 Building $131,820
2023$1,666.00 (-0.42%)$41,528 (%) Land $10,399 Building $31,129$118,650 (-) Land $29,710 Building $88,940
2022$1,673.00$41,530 Land $10,400 Building $31,130
2021$118,650 Land $29,710 Building $88,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930235002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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