1060 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 1060 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,396 sqft · built 2014
Lot Size	0.23 acres (10,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Oct 2014)
Tax Bill	$10,094 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1005-111-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-111-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,396 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,471 sqft
2nd Floor Area	1,925 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,006 sqft (0.23 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1060 W 20TH ST
City	UPLAND
State	CA
Zip	91784-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18889 LOT 4 BOOK 338 PAGE 56
Legal Subdivision	TRACT NO 18889
Legal Tract	18889
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3005
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 24, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2014 · Amount on Record
Deed Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	2014408261
Last Transfer Date	Sep 25, 2019
Transfer Doc	0000351412
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000221732
Date	Sep 15, 2025
Instrument	2025-0221732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 W 20TH ST, UPLAND, CA 91784-8717

Mortgage

Document Number	0000352704
Date	Oct 25, 2022
Instrument	2022-0352704

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 W 20TH ST, UPLAND, CA 91784-8717

Mortgage

Document Number	0000459131
Date	Nov 16, 2020
Instrument	2020-0459131

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2019
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Document Number	0000351412
Map Reference	MB 338 PG 56&57
Instrument Date	Sep 25, 2019
Instrument	2019-0351412
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1060 W 20TH ST, UPLAND, CA 91784-8717

Mortgage

Document Number	0000351413
Date	Sep 30, 2019
Instrument	2019-0351413

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Document Number	0000351413
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1060 W 20TH ST UPLAND CA 917848717, UPLAND, CA 91784-8717

Mortgage

Document Number	0000351413
Date	Sep 30, 2019
Instrument	351413

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1060 W 20TH ST, UPLAND, CA 91784-8717
Document Number	0000050171
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1060 W 20TH ST UPLAND CA 917848717, UPLAND, CA 91784-8717

Mortgage

Document Number	0000050171
Date	Feb 15, 2019
Instrument	50171

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2034

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$946,991 (+2%) Land $318,731 Building $628,260
2025	$10,094.00 (+4.86%) Homeowner's exemption	$928,422 (+4.04%) Land $312,481 Building $615,941
2023	$9,626.00 (+2.21%) Homeowner's exemption	$892,371 Land $300,347 Building $592,024
2022	$9,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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