1060 Tracy St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1060 Tracy St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,241 sqft · built 1955
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Aug 2021)
Tax Bill$2,918 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-602-014-009-00

Property Details

APN / Parcel Number

Primary APN050-602-014-009-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,241 sqft Living Area
1st Floor Area1,241 sqft
Basement Area1,225 sqft
Unfinished Basement1,225 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area34,848 sqft (0.8 acres)
Garage Area720 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1060 TRACY ST
CityOWOSSO
StateMI
Zip48867-4066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 12 LOT 8 E 12 LOT 9 LOT 10 & 11 BLK 14 M L STEWART & CO'S 2ND ADD INCLUDING 12 CLOSED ADJ ALLEYS COMBINED WITH 050-602-014-
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block14
Legal Lot Number8-11
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1019
Census Tract30700

Owner

1060 Tracy St is owned and occupied by an individual who bought it in August 2021.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1060 TRACY ST, OWOSSO, MI 48867-4066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on File
Deed SaleAug 2, 2021 · Amount on File
Prior SaleJun 17, 2016 · Amount on File
Deed Document Number20213349514
Deed Book / Page1285 / 709
Prior Transfer DateJun 10, 2016
Prior Transfer Doc0003286916
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 2, 2021
Property Address1060 TRACY ST, OWOSSO, MI 48867-4066
Document Number0012850709
Book / Page1285 / 709
Map ReferenceLB 1 PG 23
Instrument DateJul 29, 2021
Instrument3349514
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address152 ARDELEAN DR, 152, OWOSSO, MI 48867-1214

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 W TACOMA ST, CLAWSON, MI 48017-1984

Mortgage

Document Number3349515
DateAug 2, 2021
Instrument3349515
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1060 Tracy St was $2,918 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,000 (+9.62%)$180,000 (+9.62%)
2025$2,918.00 Homeowner's exemption$82,100$164,200
2023$2,782.00 Homeowner's exemption$67,400$134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Tracy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1060 Tracy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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