1060 Seneca Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1060 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,130 sqft Living Area
Lot Size	8,755 sqft (0.201 acres)
Occupancy	Owner Occupied
Last Sale	$475,900 (2024)
Tax Bill	$2,725.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0048-0001-2050`
Alternative APNs	`263014004800012050` `131031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,130 sqft Living Area
Gross Area	2,997 sqft Gross Area
1st Floor	2,130 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,755 sqft (0.201 acres)
Depth X Width	125 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	365 sqft Pool
Deck Area	455 sqft Deck
Porch Area	426 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1060 SENECA TRL
City	SAINT CLOUD
State	FL
Zip	34772-7364
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 205
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES PH 5 AND 6
Legal Phase	5
Legal Tract	48
Legal Block	2050
Legal Lot Number	205
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1020
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0048-0001-2050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1060 SENECA TRL, SAINT CLOUD, FL 34772-7364
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Dec 07, 2012 · Amount on Record
Deed Doc Number	2024135055
Deed Book / Page	6683 / 1210
Prior Transfer Date	Sep 10, 2012
Prior Transfer Doc	0043621623
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1060 SENECA TRL, SAINT CLOUD, FL 34772-7364
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057980007
Date	Sep 22, 2020
Book Page	5798/7
Instrument	2020126623

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 10, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,976.00 (+119.3%)	$376,800 (+99.02%) Land $78,000 Building $298,800	$376,800 (-4.32%) Land $78,000 Building $298,800
2024	$2,725.00 (+2.83%)
2023	$2,650.00 (+3.8%) Homeowner's exemption	$189,327 (+3%)	$393,800 (+22.07%) Land $60,000 Building $333,800
2022	$2,553.00 Homeowner's exemption	$183,813	$322,600 Land $55,000 Building $267,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.