1060 Sandbar St, Prosper, TX 75078 Property Records

Denton County property record for 1060 Sandbar St, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,588 sqft · built 2022
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$498,750 (Dec 2022)
Tax Bill	$12,699 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R972363`

Property Details

APN / Parcel Number

Primary APN	`R972363`
Alternative APNs	`SB0074A-000000E-0000-0008-0000` `SB0074A-000000E-0000-0008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,588 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	2,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1060 SANDBAR ST
City	PROSPER
State	TX
Zip	75078-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT LEGACY PHASE 2 BLK E LOT 8
Legal Subdivision	LAKES AT LEGACY PHASE 2
Legal Block	E
Legal Lot Number	8
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	4
Census Block	4006
Census Tract	20128

Owner

1060 Sandbar St is owned and occupied by two individuals who bought it in December 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1060 SANDBAR ST, PROSPER, TX 75078-2649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Mar 31, 2022	Deed of Trust, Mortgage · Construction Mortgage SUSSER BANK
Dec 29, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	2022174623
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	Apr 2, 2026
Property Address	1060 SANDBAR ST, PROSPER, TX 75078-2649
Document Number	0000036831
Instrument Date	Mar 26, 2026
Instrument	202636831
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 SANDBAR ST, PROSPER, TX 75078-2649

Mortgage

Document Number	0000036831,
Date	Apr 2, 2026
Instrument	202636831

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1060 SANDBAR ST, PROSPER, TX 75078-2649
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047810
Date	Mar 31, 2022
Instrument	2022-047810

Lender

Name	SUSSER BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 29, 2022
Property Address	1060 SANDBAR ST, PROSPER, TX 75078-2649
Document Number	0000174623
Map Reference	DOC 2021-51
Instrument Date	Dec 29, 2022
Instrument	2022-174623
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 SANDBAR ST, PROSPER, TX 75078-2649

Mortgage

Document Number	0000174624
Date	Dec 29, 2022
Instrument	2022-174624

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1060 Sandbar St was $12,699 with a homeowner's exemption, up 4.4% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,000 (-5.94%) Land $179,337 Building $567,663	$747,000 (-7.69%) Land $179,337 Building $567,663
2025	$12,699.00 (+4.45%) Homeowner's exemption	$794,200 Land $179,337 Building $629,931	$809,268 Land $179,337 Building $629,931
2024	$12,158.00 (+1.44%)
2023	$11,986.00 (+844.52%) Homeowner's exemption	$705,000 Land $179,337 Building $525,663	$705,000 Land $179,337 Building $525,663
2022	$1,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Sandbar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Sandbar St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Hotwire Communications, T-Mobile.

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