1060 Olive Ter, Ramona, CA 92065 Property Records

San Diego County property record for 1060 Olive Ter, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,021 sqft · built 1990
Lot Size2.25 acres (98,010 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Aug 1989)
Tax Bill$6,013 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN281-520-60-00

Property Details

APN / Parcel Number

Primary APN281-520-60-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,021 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area98,010 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1060 OLIVE TER
CityRAMONA
StateCA
Zip92065-1765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 (EX ST) TR PM15508
Legal Tract15508
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2015
Census Tract20801

Owner

Source: San Diego County records · APN 281-520-60-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1060 OLIVE TER, RAMONA, CA 92065-1765
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 1989 · Amount on Record
Deed SaleAug 30, 1989 · Amount on Record
Prior SaleMay 05, 1989 · Amount on Record
Deed Document Number1989464632
Last Transfer DateSep 01, 2004
Transfer Doc0001126206
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1060 OLIVE TER, RAMONA, CA 92065-1765
Document Number0000522003
Instrument DateNov 01, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 OLIVE TER RAMONA CA 920651765, RAMONA, CA 92065-1765

Mortgage

Document Number0000522003
DateNov 08, 2017
Instrument522003
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$562,939 (+2%) Land $178,256 Building $384,683
2025$6,013.00 (+7.74%) Homeowner's exemption$551,902 (+4.04%) Land $174,761 Building $377,141
2023$5,581.00 (-1.83%) Homeowner's exemption$530,474 Land $167,976 Building $362,498
2022$5,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Wildfire

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Cox Communications, Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Olive Ter

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