1060 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1060 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property TypeCondominium
Details3 ba · 2,970 sqft · built 1995
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$1,200,000 (Dec 2022)
Tax Bill$4,126 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone AE (high risk)
APN136H J 038 C182

Property Details

APN / Parcel Number

Primary APN136H J 038 C182
Alternative APN
  • 0000137068

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,970 sqft Living Area

Exterior

Year BuiltBuilt 1995
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000137068
Street Address1060 CONSTITUTION DR
CityCHATTANOOGA
StateTN
Zip37405-4243
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 70-O PHASE V1-C HERITAGE LANDING PB52 PG141 OUT OF 136H-J-15.10 FOR 1995
Legal SubdivisionHERITAGE LNDG
Legal Phase5
Legal Unit70-O
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1060 CONSTITUTION DR # 70O, 70O, CHATTANOOGA, TN 37405-4243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Warranty Deed, Transfer · Conventional Mortgage
PINNCACLE BANK
Jun 15, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2022 · Amount on Record
Deed SaleDec 6, 2022 · Amount on Record
Prior SaleJun 15, 2018
Deed Document Number2022120600158
Deed Book / Page13159 / 723
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 6, 2022
Property Address1060 CONSTITUTION DR, CHATTANOOGA, TN 37405-4243
Document Number0000000158
Book / Page13159 / 723
Map ReferenceMB 3190 PG 32
Instrument DateDec 2, 2022
Instrument2022120600158
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 CONSTITUTION DR # 70-O, 70-O, CHATTANOOGA, TN 37405-4243
InvestorPossibly a Property Investor

Mortgage

Document Number0131590731
DateDec 6, 2022
Instrument13159-0731
Lender
NamePINNCACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change10.1%
IndexOther
Margin3
Max Rate10.1%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 15, 2018
Property Address1060 CONSTITUTION DR, CHATTANOOGA, TN 37405-4243
Document Number0615000154
Book / Page011375 / 000583
Instrument DateJun 15, 2018
Instrument180615000154
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1060 CONSTITUTION DR CHATTANOOGA TN 374054243, CHATTANOOGA, TN 37405-4243

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,126.00 (-17.53%)$272,250 (+21.74%)$1,089,000 (+21.74%) Land $525,000 Building $564,000
2024$5,003.00$223,625 (-)$894,500 (-) Land $425,000 Building $469,500
2023$5,003.00$223,625 (-)$894,500 (-) Land $425,000 Building $469,500
2022$5,003.00$223,625$894,500 Land $425,000 Building $469,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2003–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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