1060 Co Rd 4128, Cumby, TX 75433 Property Records

Hopkins County property record for 1060 Co Rd 4128, Cumby, TX 75433

Property Summary

Property TypeRural Home
Details2,724 sqft · built 2019
Lot Size27 acres (1,177,470 sqft)
Owner2 Individual Names on File
Last Sale$844,550 (Nov 2024)
Tax Bill$7,323 (2025)
Deeds & MortgagesNov 2024 Mortgage
Flood ZoneZone A (high risk)
APN65.0145.000.016

Property Details

APN / Parcel Number

Primary APN65.0145.000.016
Alternative APNs
  • 65.0145.000.016.10
  • R000026712

Interior

Stories1 Story
Building Area2,724 sqft Living Area
1st Floor Area2,584 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area1,177,470 sqft
Garage Area528 sqft

Location & Zoning

Account Number65.0145.000.016
Street Address1060 COUNTY ROAD 4128
CityCUMBY
StateTX
Zip75433-5215
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionACRES: 27.031 TRACT: TR: 16-10 ABST: ABS: 145 SUR: CHERRY SMITH R
Legal SubdivisionCHERRY SMITH R SURV A-145
Legal Tract16-10
Legal Block2
JurisdictionHOPKINS TX
Township / Civil DivisionCUMBY
Census Block Group2
Census Block2000
Census Tract950200

Owner

1060 Co Rd 4128, a rural home, is owned and occupied by two individuals who bought it in November 2024.

Source: Hopkins County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1060 COUNTY ROAD 4128, CUMBY, TX 75433-5215
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2024 · Amount on File
Deed SaleNov 8, 2024 · Amount on File
Deed Document Number20245954
Record UpdatedOct 29, 2026

November 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHOPKINS TX
Recording DateNov 8, 2024
Property Address1060 COUNTY ROAD 4128, CUMBY, TX 75433-5215
Document Number0020245954
Instrument DateOct 9, 2024
Instrument20245954
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyMONEY LAW & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 COUNTY ROAD 4128, CUMBY, TX 75433-5215

Mortgage

Document Number0020245955
DateNov 8, 2024
Instrument20245955
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1060 Co Rd 4128 was $7,323.

Source: Hopkins County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHopkins County
Unified School DistrictCumby Collegiate Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,500 (+0.2%)$651,500 (+3.34%) Land $251,840 Building $399,660
2025$7,323.00 Homeowner's exemption Additional exemption filed$409,700$630,470 Land $230,810 Building $399,660
2023$317,760$517,320 Land $209,620 Building $307,700
2022$5,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1060 Co Rd 4128 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Co Rd 4128 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLER GROVE WSC
serves 2,265 people · EPA ID TX1120016
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumby Telephone Cooperative
Fiber
1,000 / 200
Peoples Communications
Fixed Wireless
300 / 60

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 4128

Nearby Streets

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