1060 Cherry St, Owatonna, MN 55060 Property Records

Steele County property record for 1060 Cherry St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,520 sqft · built 1987
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Aug 2026)
Tax Bill	$4,788 (2026)
Deeds & Mortgages	Aug 2026 Sale Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-354-0401`

Property Details

APN / Parcel Number

Primary APN	`17-354-0401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,520 sqft Finished Area
Basement Area	970 sqft
Finished Basement	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,076 sqft (0.392 acres)
Garage Type	Mixed
Garage Area	740 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1060 CHERRY ST
City	OWATONNA
State	MN
Zip	55060-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD BLK 4 LOT 1 BRIARWOOD
Legal Section	TW
Legal Subdivision	BRIARWOOD
Legal Block	4
Legal Lot Number	1
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	4
Census Block	4016
Census Tract	960200

Owner

1060 Cherry St is owned and occupied by two individuals who bought it in August 2026.

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1060 CHERRY ST, OWATONNA, MN 55060-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed, Transfer
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Deed Document Number	20261907585
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Aug 7, 2026
Property Address	1060 CHERRY ST, OWATONNA, MN 55060-1955
Document Number	0001907585
Instrument Date	Aug 7, 2026
Instrument	20261907585
Transaction Type	Transfer
Record Updated	Aug 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 CHERRY ST, OWATONNA, MN 55060-1955

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1060 CHERRY ST, OWATONNA, MN 55060-1955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000427495
Date	Jan 27, 2020
Instrument	A000427495

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1060 Cherry St was $4,788 with a homeowner's exemption, up 13.3% from the year before.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,788.00 (+13.3%) Homeowner's exemption	$350,100 (+5.52%) Land $48,500 Building $301,600	$350,100 (+5.52%) Land $48,500 Building $301,600
2025	$4,226.00 Homeowner's exemption	$331,800 Land $45,400 Building $286,400	$331,800 Land $45,400 Building $286,400
2023	$4,274.00 Homeowner's exemption	$295,400 Land $48,000 Building $247,400	$295,400 Land $48,000 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1060 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1060 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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