Lincoln County property record for 1060 2nd St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1962 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $921 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-044-003.000 |
| Primary APN | 15-70-26-004-044-003.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1060 2ND ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND ST TOWN OF TROY PLAT 5/43 |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | TROY |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 810305 |
Source: Lincoln County assessment roll, APN 15-70-26-004-044-003.000, as of June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1060 2ND ST, TROY, MO 63379-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Dec 05, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1060 2ND ST, TROY, MO 63379-1811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1060 2ND ST, TROY, MO 63379-1811 |
| Document Number | 002496/745 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 2496/745 |
| Instrument | 2024000040 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1060 2ND ST, TROY, MO 63379-1811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017011372 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 2417/0881 |
| Instrument | 2017011372 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2037 |
Source: Lincoln County assessment roll as of June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $921.00 (+9.51%) | $14,670 (+10.92%) Land $1,951 Building $12,719 | $77,210 (+10.92%) Land $10,270 Building $66,940 |
| 2023 | $841.00 (+4.47%) | $13,226 Land $1,254 Building $11,972 | $69,610 Land $6,600 Building $63,010 |
| 2022 | $805.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103054, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 422 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, T-Mobile USA, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010798, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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