106 Windy Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 106 Windy Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,222 sqft · built 1996
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0043B005000`

Property Details

APN / Parcel Number

Primary APN	`0043B005000`
Alternative APNs	`0043B005` `21356`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	166 ft deep x 160 ft wide
Porch	Open Porch
Porch Area	88 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21356
Old Parcel Number	0043B005000
Street Address	106 WINDY DR
City	RINGGOLD
State	GA
Zip	30736-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 WINDY HILLS ESTATES
Legal Subdivision	WINDY HILLS ESTATES
Legal Lot Number	5
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2009
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	106 WINDY DR, RINGGOLD, GA 30736-7692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Aug 26, 2019	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Dec 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	0002227106
Deed Book / Page	2227 / 106
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 14, 2022
Property Address	106 WINDY DR, RINGGOLD, GA 30736-7692
Document Number	0022270106
Book / Page	2227 / 106
Instrument Date	Jun 14, 2022
Instrument	2022-001385
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDY DR, RINGGOLD, GA 30736-7692

Mortgage

Document Number	0022270000000109
Date	Jun 15, 2022
Book Page	0000002227/0000000109
Instrument	005075

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	106 WINDY DR, RINGGOLD, GA 30736-7692
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDY DR, RINGGOLD, GA 30736-7692

Mortgage

Document Number	0021850000000438
Date	Nov 22, 2021
Book Page	0000002185/0000000438
Instrument	011452

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 26, 2019
Property Address	106 WINDY DR, RINGGOLD, GA 30736-7692
Document Number	0020040761
Book / Page	002004 / 000761
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDY DR RINGGOLD GA 307367692, RINGGOLD, GA 30736-7692

Mortgage

Document Number	20040765
Date	Aug 26, 2019
Book Page	002004/000765

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 5, 2018
Property Address	106 WINDY DR, RINGGOLD, GA 30736-7692
Document Number	0019660176
Book / Page	001966 / 000176
Instrument Date	Nov 6, 2018
Instrument	8425
Transaction Type	Foreclosure
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.07
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	106 WINDY DR RINGGOLD GA 307367692, RINGGOLD, GA 30736-7692

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+10.32%) Homeowner's exemption	$88,090 (+34.12%) Land $10,000 Building $78,090	$220,224 (+34.12%) Land $25,000 Building $195,224
2023	$1,425.00 (+19.15%) Homeowner's exemption	$65,678 Land $10,000 Building $55,678	$164,196 Land $25,000 Building $139,196
2022	$1,196.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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