106 Windmill Ln, Madison, VA 22727 Property Records

Madison County property record for 106 Windmill Ln, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,283 sqft · built 2003
Lot Size	3.23 acres (141,004 sqft)
Owner	Individual Name on Record
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-2-87`

Property Details

APN / Parcel Number

Primary APN	`49-2-87`
Alternative APN	`4971`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,283 sqft Living Area
1st Floor Area	2,265 sqft
Basement Area	2,265 sqft
Finished Basement	2,265 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,004 sqft (3.23 acres)
Terrain	Rolling
Garage Area	1,418 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	252 sqft
Deck Area	42 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4971
Street Address	106 WINDMILL LN
City	MADISON
State	VA
Zip	22727-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WILL 220004346 3.237 AC 49(2)-87 MALVERN
Legal Subdivision	MALVERN & MADISON SUB
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1073
Census Tract	930201

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 WINDMILL LN, MADISON, VA 22727-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS & LOAN
Oct 13, 2021	Deed of Trust, Mortgage · Construction Mortgage THIRD FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Recording Date	Sep 15, 2026
Property Address	106 WINDMILL LN, MADISON, VA 22727-4336
Document Number	0000001355
Instrument Date	Sep 10, 2026
Instrument	20261355
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDMILL LN, MADISON, VA 22727-4336

Mortgage

Document Number	0000001355,
Date	Sep 15, 2026
Instrument	20261355

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2056

Interest

Rate	6.24%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	106 WINDMILL LN, MADISON, VA 22727-4336
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002359
Date	Nov 18, 2021
Instrument	210002359

Lender

Name	THIRD FEDERAL SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	106 WINDMILL LN, MADISON, VA 22727-4336
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002121
Date	Oct 13, 2021
Instrument	210002121

Lender

Name	THIRD FEDERAL SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 (+3.28%)	$636,400 (+44.21%) Land $99,900 Building $536,500	$636,400 (+44.21%) Land $99,900 Building $536,500
2023	$3,265.00	$441,300 Land $75,400 Building $365,900	$441,300 Land $75,400 Building $365,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE only, no 5G reported

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