106 White Pine Dr, Richmond, KY 40475 Property Records

Madison County property record for 106 White Pine Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,588 sqft
Lot Size0.668 acres (29,113 sqft)
Owner2 Individual Names on File
Tax Bill$2,555 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031B-0000-0018

Property Details

APN / Parcel Number

Primary APN031B-0000-0018
Alternative APNs
  • 113197
  • 76310
  • 42401

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,588 sqft Living Area
1st Floor Area1,314 sqft
Basement Area1,314 sqft
Unfinished Basement1,314 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,113 sqft (0.668 acres)
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number42401
Street Address106 WHITE PINE DR
CityRICHMOND
StateKY
Zip40475-8625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILL-O-MAC PLACE LOT 18
Legal SubdivisionWILL-O-MAC
Legal Lot Number18
JurisdictionMADISON KY
Township / Civil DivisionKIRKSVILLE
Census Block Group1
Census Block1011
Census Tract10802

Owner

106 White Pine Dr is owned and occupied by two individuals who acquired it in April 2017.

Source: Madison County records, as of December 9, 2025

Owner of Record2 Individual Names on File
Mailing Address106 WHITE PINE DR, RICHMOND, KY 40475-8625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 27, 2017
Transfer DocD00744/031
Record UpdatedJun 8, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateApr 28, 2017
Property Address106 WHITE PINE DR, RICHMOND, KY 40475-8625
Document NumberD00744/031
Book / PageD00744 / 031
Map ReferenceMB6 PG74
Instrument DateApr 27, 2017
Instrument2013957874
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyREMI TITLE GROUP LLC, PREMIUM TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 WHITE PINE DR, 104, RICHMOND, KY 40475-8625

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 WHITE PINE DR, RICHMOND, KY 40475-8625

Mortgage

Document Number2013957875
DateApr 28, 2017
Instrument2013957875
Lender
NamePARK COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 White Pine Dr was $2,555.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,555.00$271,000$271,000
2023$2,628.00$271,000$271,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 White Pine Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Pine Dr

Nearby Streets

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