106 White Cap Cv, Hercules, CA 94547 Property Records

Contra Costa County property record for 106 White Cap Cv, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 2004
Lot Size	0.101 acres (4,413 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (May 2026)
Tax Bill	$15,954 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`404-620-015-2`

Property Details

APN / Parcel Number

Primary APN	`404-620-015-2`
Alternative APN	`404-620-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
1st Floor Area	1,198 sqft
2nd Floor Area	1,076 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	4,413 sqft (0.101 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	106 WHITE CAP CV
City	HERCULES
State	CA
Zip	94547-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8594 L15
Legal Subdivision	SUBDIVISION 8594
Legal Tract	8594
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	392300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 WHITE CAP CV, HERCULES, CA 94547-2646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Mar 10, 2022	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202648732
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0000218217
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2026
Property Address	106 WHITE CAP CV, HERCULES, CA 94547-2646
Document Number	0000048732
Instrument Date	May 1, 2026
Instrument	202648732
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	106 WHITE CAP CV, HERCULES, CA 94547-2646

Mortgage

Document Number	0000048733,
Date	May 11, 2026
Instrument	202648733

Lender

Name	PROVIDENT SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2022
Property Address	106 WHITE CAP CV, HERCULES, CA 94547-2646
Document Number	0000043289
Map Reference	MB 445 PG 41
Instrument Date	Feb 24, 2022
Instrument	2022-043289
Transaction Type	Transfer
Record Updated	Jul 10, 2024
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	106 WHITE CAP CV, HERCULES, CA 94547-2646

Mortgage

Document Number	0000043290
Date	Mar 10, 2022
Instrument	2022-043290

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	9.25%

Mortgage

Document Number	0000043291
Date	Mar 10, 2022
Instrument	2022-043291

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,043,000 (-1.51%) Land $499,770 Building $543,230
2025	$15,954.00 (-7.83%)	$1,059,000 (-11.01%) Land $507,438 Building $551,562
2023	$17,310.00 (+97.83%)	$1,190,000 Land $570,000 Building $620,000
2022	$8,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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