106 Wheeler Ln, Frederick, MD 21702 Property Records

Frederick County property record for 106 Wheeler Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,868 sqft · built 2006
Lot Size	0.221 acres (9,634 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,625 (Mar 2007)
Tax Bill	$9,266 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-261596`

Property Details

APN / Parcel Number

Primary APN	`02-261596`
Alternative APN	`261596`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,868 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,634 sqft (0.221 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	261596
Street Address	106 WHEELER LN
City	FREDERICK
State	MD
Zip	21702-6446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 510 SECTION 3 PLAT 1-9,634 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 03 01
Legal Lot Number	510
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2006
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 WHEELER LN, FREDERICK, MD 21702-6446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2007 · Amount on Record
Deed Sale	Mar 8, 2007 · Amount on Record
Prior Sale	May 10, 2006 · Amount on Record
Deed Document Number	200771333
Deed Book / Page	6486 / 758
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 WHEELER LN, FREDERICK, MD 21702-6446
Document Number	0135730192
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 WHEELER LN FREDERICK MD 217026446, FREDERICK, MD 21702-6446

Mortgage

Document Number	0135730192
Date	Mar 6, 2020
Book Page	013573/000192

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	106 WHEELER LN, FREDERICK, MD 21702-6446
Document Number	0127310484
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WHEELER LN FREDERICK MD 217026446, FREDERICK, MD 21702-6446

Mortgage

Document Number	0127310484
Date	Nov 30, 2018
Book Page	012731/000484

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,333 (+24.49%)	$567,400 (+12.85%) Land $110,400 Building $457,000
2025	$9,266.00 (+20.98%)
2023	$7,659.00	$421,200	$502,800 Land $110,400 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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