Craven County property record for 106 Westerly Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,789 sqft · built 2005 |
| Lot Size | 0.391 acres (17,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,500 (Mar 2021) |
| Tax Bill | $2,116 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-049-185 |
| Primary APN | 7-049-185 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| 1st Floor Area | 1,789 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,028 sqft (0.391 acres) |
| Lot Dimensions | 182 ft deep x 103 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 133110 |
|---|---|
| Street Address | 106 WESTERLY RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 185 RIVER BLUFFS PH VI & PH VII |
| Legal Subdivision | RIVER BLUFFS |
| Legal Phase | VI |
| Legal Lot Number | 185 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 961101 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 WESTERLY RD, NEW BERN, NC 28560-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 202110072650 |
| Deed Book / Page | 3662 / 542 |
| Prior Transfer Date | Nov 13, 2009 |
| Prior Transfer Doc | 2872/0608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 30, 2021 |
| Property Address | 106 WESTERLY RD, NEW BERN, NC 28560-9553 |
| Document Number | 3662/542 |
| Book / Page | 3662 / 542 |
| Map Reference | CAB H SL 12-E-12-G |
| Instrument Date | Mar 29, 2021 |
| Instrument | 10072650 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 WESTERLY RD, NEW BERN, NC 28560-9553 |
| Document Number | 3662545 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 3662/545 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 106 WESTERLY RD, NEW BERN, NC 28560-9553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3631/1601 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 3631/1601 |
| Instrument | 10061599 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,116.00 | $439,910 (-) Land $50,000 Building $389,910 | $439,910 (-) Land $50,000 Building $389,910 |
| 2025 | $2,116.00 (+0.57%) | $439,910 (-) Land $50,000 Building $389,910 | $439,910 (-) Land $50,000 Building $389,910 |
| 2023 | $2,104.00 (+28.53%) | $439,910 (+63.15%) Land $50,000 Building $389,910 | $439,910 (+63.15%) Land $50,000 Building $389,910 |
| 2022 | $1,637.00 | $269,630 Land $40,000 Building $229,630 | |
| 2018 | $269,630 Land $40,000 Building $229,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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