Onslow County property record for 106 Waverly Way, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,516 sqft · built 2009 |
| Lot Size | 0.4 acres (17,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2025) |
| Tax Bill | $1,269 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56B-95 |
| Primary APN | 56B-95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,428 sqft (0.4 acres) |
| Lot Dimensions | 166 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490021122 |
|---|---|
| Street Address | 106 WAVERLY WAY |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L27 WINCHESTER ESTATES |
| Legal Subdivision | WINCHESTER ESTATES REVISED |
| Legal Lot Number | 27 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 205 |
106 Waverly Way is owned and occupied by two individuals who bought it in May 2025.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Nov 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jan 25, 2019 | Warranty Deed, Transfer · FHA Mortgage MONEY SOURCE (NY) INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on File |
| Deed Sale | May 23, 2025 · Amount on File |
| Prior Sale | Jan 25, 2019 · Amount on File |
| Deed Book / Page | 6365 / 837 |
| Prior Transfer Date | Mar 11, 2014 |
| Prior Transfer Doc | 0041270061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 106 WAVERY WAY, JACKSONVILLE, NC 28540-8835 |
| Document Number | 0061170053 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 6117/53 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Document Number | 0058780094 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 5878/94 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051110932 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 5111/932 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 25, 2019 |
| Property Address | 106 WAVERLY WAY, JACKSONVILLE, NC 28540-8835 |
| Document Number | 0048890739 |
| Book / Page | 004889 / 000739 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 WAVERLY WAY JACKSONVILLE NC 285408835, JACKSONVILLE, NC 28540-8835 |
| Document Number | 48890742 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 004889/000742 |
| Name | MONEY SOURCE (NY) INC |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
The 2026 property tax bill for 106 Waverly Way was $1,269.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,269.00 | $282,493 (+45.78%) Land $58,500 Building $223,993 | $282,493 (+45.78%) Land $58,500 Building $223,993 |
| 2025 | $1,269.00 | $193,785 Land $30,000 Building $163,785 | $193,785 Land $30,000 Building $163,785 |
| 2023 | $1,269.00 | $193,785 Land $30,000 Building $163,785 | $193,785 Land $30,000 Building $163,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Waverly Way in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Waverly Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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