Putnam County property record for 106 Waterside Ave, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 1,679 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Dec 2018) |
| Tax Bill | $2,177 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-10-27-8263-001.0-010.0 |
| Primary APN | 43-10-27-8263-001.0-010.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Steel Beam |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 74 ft wide |
| Porch | Porch |
| Porch Area | 432 sqft |
| Deck Area | 311 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 60905 |
|---|---|
| Street Address | 106 WATERSIDE AVE |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST JOHNS RIVERSIDE ESTATES, TW |
| Legal Range | 27E |
| Legal Township | 10S |
| Legal Section | 43 |
| Legal Subdivision | RIVERSIDE |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | EAST PALATKA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 951100 |
106 Waterside Ave is owned and occupied by two individuals who bought it in December 2018.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Dec 11, 2018 | Warranty Deed, Transfer · Construction Mortgage KENNETH D & DEBRA S CLARK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on File |
| Deed Sale | Dec 11, 2018 · Amount on File |
| Prior Sale | Sep 25, 2014 · Amount on File |
| Deed Document Number | 201854023081 |
| Deed Book / Page | 1527 / 1316 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | TBD, SATSUMA, FL 32189 |
| Document Number | 0016641767 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 1664/1767 |
| Instrument | 202254009396 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016441339 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 1644/1339 |
| Instrument | 202154026753 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015561862 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 1556/1862 |
| Instrument | 201954018246 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Dec 11, 2018 |
| Property Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Document Number | 0015271316 |
| Book / Page | 001527 / 001316 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 54023081 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2019 |
| Title Company | GUARANTY TITLE COMPANY, GUARANTY TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 WATERSIDE AVE SATSUMA FL 321892147, SATSUMA, FL 32189-2147 |
| Document Number | 15271318 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 001527/001318 |
| Instrument | 54023082 |
| Name | KENNETH D & DEBRA S CLARK |
|---|---|
| Address | 106 WATERSIDE AVE, SATSUMA, FL 32189-2147 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 10, 2019 |
| Rate | 7% |
|---|
The 2025 property tax bill for 106 Waterside Ave was $2,177 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,177.00 Homeowner's exemption | $150,730 | $243,260 Land $45,450 Building $197,810 |
| 2023 | $1,919.00 (+5.96%) Homeowner's exemption | $142,230 (+3%) | $250,160 (+16.38%) Land $45,450 Building $204,710 |
| 2022 | $1,811.00 Homeowner's exemption | $138,090 | $214,950 Land $37,880 Building $177,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Waterside Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 40 (2001–2024) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Waterside Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN MATEO ESTATES private · serves 112 people · EPA ID FL2544295 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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