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106 W State St, Montrose, MI 48457 Property Records

Genesee County property record for 106 W State St, Montrose, MI 48457

Property Summary

Property TypeCommercial
Details6,380 sqft · built 1900
Lot Size0.099 acres (4,312 sqft)
OwnerCompany Name on File
Last Sale$55,000 (Jul 2021)
Tax Bill$3,713 (2025)
Deeds & MortgagesMar 2026 Construction Loan
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN60-17-581-008

Property Details

APN / Parcel Number

Primary APN60-17-581-008

Interior

Stories1 Story
Building Area6,380 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Fire ResistanceMasonry Walls, Wood Interior
Lot Area4,312 sqft (0.099 acres)
Lot Dimensions114 ft deep x 39.8 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address106 W STATE ST
CityMONTROSE
StateMI
Zip48457-7716
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMULT FAMIL
Legal DescriptionLOT 4 BLK A EXCEPT W 20 1/3 FT OF S 90 FT ALSO EXCEPT N 30 FT VILLAGE OF MONTROSE
Legal SubdivisionVILLAGE OF MONTROSE
Legal BlockA
Legal Lot Number4
JurisdictionGENESEE MI
Township / Civil DivisionMONTROSE
Census Block Group1
Census Block1021
Census Tract12602

Owner

106 W State St, a commercial property, is owned by a company that bought it in July 2021.

Source: Genesee County records, as of October 2, 2026

Owner of RecordCompany Name on File
Mailing Address611 W COURT ST, FLINT, MI 48503-5000
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Construction Mortgage
CHOICEONE BANK
Jul 23, 2021Warranty Deed, Transfer
SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2021 · Amount on File
Deed SaleJul 23, 2021 · Amount on File
Prior SaleMar 15, 2000 · Amount on File
Deed Document Number202163286
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address106 W STATE ST, MONTROSE, MI 48457-7716
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 W STATE ST, MONTROSE, MI 48457-7716

Mortgage

Document Number0000010710
DateMar 25, 2026
Instrument202603250010710
Lender
NameCHOICEONE BANK
TypeBank
AddressLAPEER, MI 48446
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJul 23, 2021
Property Address106 W STATE ST, MONTROSE, MI 48457-7716
Document Number0000063286
Map ReferenceMB 1 PG 26
Instrument DateJul 15, 2021
Instrument202107230063286
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanySARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$473.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address307 N ELMS RD, 307, FLUSHING, MI 48433-1830

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address611 W COURT ST, FLINT, MI 48503-5000

Tax Assessment & Valuation

The 2025 property tax bill for 106 W State St was $3,713, up 2.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityMontrose City
Unified School DistrictMontrose Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,600 (-91.2%) Land $4,600$9,200 (-91.2%) Land $9,200
2025$3,713.00 (+2.85%)$52,300$104,600
2024$3,610.00
2023$46,000$92,000
2019$2,985.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 W State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTROSE
serves 1,657 people · EPA ID MI0004480
Water SourcePurchased surface water from GENESEE COUNTY WATER SYSTEM
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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