Johnston County property record for 106 W Rose St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,509 sqft · built 1940 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,000 (Nov 2016) |
| Tax Bill | $2,230 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000196925 |
| Primary APN | 2000196925 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,509 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 168 ft deep x 80 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000196925 |
|---|---|
| Street Address | 106 W ROSE ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 21 AND PART OF 20 ROSEMONT 1/196 |
| Legal Lot Number | 21 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40800 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 W ROSE ST, SMITHFIELD, NC 27577-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on Record |
| Deed Sale | Nov 30, 2016 · Amount on Record |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 2016511696 |
| Deed Book / Page | 4873 / 205 |
| Prior Transfer Date | Aug 23, 2004 |
| Prior Transfer Doc | 2751000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 106 W ROSE ST, SMITHFIELD, NC 27577-3832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000801842 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 6214/747 |
| Instrument | 2022801842 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,230.00 (+30.87%) | $232,320 (+71.69%) Land $70,000 Building $162,320 | $232,320 (+71.69%) Land $70,000 Building $162,320 |
| 2023 | $1,704.00 | $135,310 Land $45,000 Building $90,310 | $135,310 Land $45,000 Building $90,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 23 (1996–2017) |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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