106 W Ocla St, Borger, TX 79007 Property Records

Hutchinson County property record for 106 W Ocla St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,639 sqft · built 1955
Lot Size	0.183 acres (7,967 sqft)
Owner	2 Individual Names on File
Last Sale	$213,216 (Jul 2023)
Tax Bill	$5,439 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Mortgage
APN	`01500-00001-01900-000000`

Property Details

APN / Parcel Number

Primary APN	`01500-00001-01900-000000`
Alternative APN	`15081`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,639 sqft Living Area
Gross Area	3,792 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,967 sqft (0.183 acres)
Lot Dimensions	135 ft deep x 59 ft wide
Garage Area	480 sqft
Porch	Porch
Porch Area	198 sqft

Location & Zoning

Account Number	01500-00001-01900-000000
Street Address	106 W OCLA ST
City	BORGER
State	TX
Zip	79007-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19 BLK 1 FAIRLANES
Legal Subdivision	FAIR LANES
Legal Block	1
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	1
Census Block	1017
Census Tract	951000

Owner

106 W Ocla St is owned and occupied by two individuals who bought it in July 2023.

Source: Hutchinson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 W OCLA ST, BORGER, TX 79007-8220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 7, 2018	Vendor's Lien, Transfer · FHA Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2023386026
Deed Book / Page	2358 / 239
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	002029/187
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	106 W OCLA ST, BORGER, TX 79007-8220
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2156/189
Date	Jun 16, 2020
Book Page	2156/189
Instrument	374528

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Mar 7, 2018
Property Address	106 W OCLA ST, BORGER, TX 79007-8220
Document Number	002029/187
Book / Page	2029 / 187
Map Reference	VOL 2 PG 48
Instrument Date	Mar 5, 2018
Instrument	00367103
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER LAWYERS LAND TITLE S

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W OCLA ST, BORGER, TX 79007-8220

Mortgage

Document Number	0000367104
Date	Mar 7, 2018
Instrument	00367104

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 106 W Ocla St was $5,439 with a homeowner's exemption, up 70.7% from the year before.

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,439.00 (+70.72%) Homeowner's exemption	$221,730 (-) Land $4,130 Building $217,600	$221,730 (-) Land $4,130 Building $217,600
2025	$3,186.00 Homeowner's exemption	$221,730 Land $4,130 Building $217,600	$221,730 Land $4,130 Building $217,600
2023		$203,890 Land $4,130 Building $199,760	$203,890 Land $4,130 Building $199,760
2022	$2,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 106 W Ocla St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Ocla St is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
AW Broadband Fixed Wireless	100 / 20

May also be available: Pathwayz.

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