106 W Main St, Mount Sterling, OH 43143 Property Records

Madison County property record for 106 W Main St, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1930
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2023)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Dec 2023 Sale Aug 2023 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-00104.000`

Property Details

APN / Parcel Number

Primary APN	`18-00104.000`
Alternative APN	`021226-7`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	86 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021226-7
Street Address	106 W MAIN ST
City	MOUNT STERLING
State	OH
Zip	43143-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1116A 12140 12198
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3018
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Limited Warranty Deed, Transfer MORTGAGE CONNECT LP
Aug 17, 2023	Sheriff's Deed, Foreclosure VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 18, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 20, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Document Number	20235304
Deed Book / Page	420 / 2539
Prior Transfer Date	Aug 17, 2005
Prior Transfer Doc	0000005771
Record Updated	Sep 20, 2026

December 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Dec 27, 2023
Property Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Document Number	0000005304
Book / Page	420 / 2539
Map Reference	MB 342 PG 1454
Instrument Date	Dec 6, 2023
Instrument	2023-5304
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MADISON OH
Recording Date	Aug 17, 2023
Property Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Document Number	0000003303
Book / Page	416 / 846
Instrument Date	Jul 28, 2023
Instrument	2023-3303
Transaction Type	Foreclosure
Record Updated	Aug 25, 2023
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 W YAMALO ROAD #175 # 175, 175, BOCA RATON, FL 33431-4444

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Oct 24, 2018
Property Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Document Number	0000005073
Book / Page	345 / 2490
Instrument Date	Oct 5, 2018
Instrument	201800005073
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	PM TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294

Mortgage

Document Number	0000005074
Date	Oct 24, 2018
Instrument	201800005074

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON OH
Recording Date	Jul 18, 2018
Property Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Document Number	0000003296
Book / Page	342 / 1454
Instrument Date	Jun 25, 2018
Instrument	201800003296
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294

Mortgage

Document Number	0000003297
Date	Jul 18, 2018
Instrument	201800003297

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON OH
Recording Date	Jun 20, 2017
Property Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294
Document Number	0000002861
Book / Page	330 / 1864
Instrument Date	Jun 9, 2017
Instrument	201700002861
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 W MAIN ST, MOUNT STERLING, OH 43143-1294

Mortgage

Document Number	0000002862
Date	Jun 20, 2017
Instrument	201700002862

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (-4.19%)	$48,010 (-) Land $8,610 Building $39,400
2024	$1,718.00 (+9.08%)	$48,010 (-) Land $8,610 Building $39,400
2023	$1,575.00 (+14.3%) Homeowner's exemption	$48,010 (+29.02%) Land $8,610 Building $39,400	$137,170 (+29%) Land $24,590 Building $112,580
2022	$1,378.00 Homeowner's exemption	$37,210 Land $6,670 Building $30,540
2020			$106,330 Land $19,060 Building $87,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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