106 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 106 W Main St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1938
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2019)
Tax Bill	$4,985 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`CHES M:14 B:194`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:194`
Alternative APNs	`CSTR M:14 B:194` `00163800` `163800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	2,176 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	163800
Street Address	106 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CDD
Legal Block	194
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1024
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 W MAIN ST, CHESTER, CT 06412-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Book / Page	172 / 806
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Aug 1, 2019
Property Address	106 W MAIN ST, CHESTER, CT 06412-1305
Document Number	172-806
Book / Page	000172 / 000806
Instrument Date	Jul 29, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E MAIN ST CHESTER CT 06412, CHESTER, CT 06412

Mortgage

Document Number	172-809
Date	Aug 1, 2019
Book Page	000172/000809

Lender

Name	MORTGAGE MARKETS CUSO
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,985.00	$184,100 (+45.89%) Land $52,150 Building $131,950	$128,870 Land $36,505 Building $92,365
2024	$4,985.00 (+33%)
2023	$3,748.00 (+0.67%)	$126,190 (-) Land $53,860 Building $72,330
2022	$3,723.00	$126,190 Land $53,860 Building $72,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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