106 W Grove St, Sutton, NE 68979 Property Records

Clay County property record for 106 W Grove St, Sutton, NE 68979

Property Summary

Property Type	Office Building
Details	2,700 sqft
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Jun 2026)
Tax Bill	$787 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3757-00-0-77010-020-8246`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77010-020-8246`
Alternative APN	`000824600`

Interior

Stories	1 Story
Building Area	2,700 sqft Total Area

Exterior

Exterior Material	Metal
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	48 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	106 W GROVE ST
City	SUTTON
State	NE
Zip	68979-2161
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	03-COMMERC
Legal Description	E1/2 OF 23 & 24 BLK 20 1ST ADD SUTTON CITY
Legal Subdivision	1ST ADD
Legal Block	20
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4038
Census Tract	962100

Owner

106 W Grove St, a commercial property, is owned by a company that bought it in June 2026.

Source: Clay County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	106 W GROVE ST, SUTTON, NE 68979-2161
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit WAYPOINT BANK
Jun 1, 2026	Warranty Deed, Transfer CONSUMER TITLE AND ESCROW
Apr 20, 2021	Warranty Deed, Transfer BOONE COUNTY TITLE AND ESCROW LLC, BOONE COUNTY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	May 4, 2007
Deed Document Number	2026730
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Recording Date	Oct 5, 2026
Property Address	106 W GROVE ST, SUTTON, NE 68979-2161
Document Number	0000001176
Instrument Date	Sep 25, 2026
Instrument	20261176
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	105 S SAUNDERS AVE, SUTTON, NE 68979-2051

Mortgage

Document Number	0000001176,
Date	Oct 5, 2026
Instrument	20261176

Lender

Name	WAYPOINT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 1, 2026
Property Address	106 W GROVE ST, SUTTON, NE 68979-2161
Document Number	0000000730
Instrument Date	May 28, 2026
Instrument	2026730
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CONSUMER TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$18,745.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Apr 20, 2021
Property Address	106 W GROVE ST, SUTTON, NE 68979-2161
Document Number	000134/135
Book / Page	134 / 135
Instrument Date	Apr 13, 2021
Instrument	2021-00471
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	BOONE COUNTY TITLE AND ESCROW LLC, BOONE COUNTY TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 106 W Grove St was $787.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,190 (-) Land $2,690 Building $51,500	$54,190 (-) Land $2,690 Building $51,500
2025	$787.00	$54,190 Land $2,690 Building $51,500	$54,190 Land $2,690 Building $51,500
2023	$1,198.00	$64,120 Land $2,690 Building $61,430	$64,120 Land $2,690 Building $61,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 W Grove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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