106 W Front St, Elko, NV 89801 Property Records

Elko County property record for 106 W Front St, Elko, NV 89801

Property Summary

Property Type	Commercial Office
Details	7,200 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Last Sale	$900,000 (Feb 2026)
Tax Bill	$5,211 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`001-710-057`

Property Details

APN / Parcel Number

Primary APN	`001-710-057`
Alternative APN	`001-710-026`

Interior

Units	2 Units
Stories	1 Story
Building Area	7,200 sqft Gross Area
1st Floor Area	7,200 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	106 W FRONT ST
City	ELKO
State	NV
Zip	89801-7608
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	ZGI
Legal Description	WESTATES PROPERTY MGMT.
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	KOCH ENTERPRISES MAP
Legal Block	3
Legal Lot Number	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3007
Census Tract	951202

Owner

106 W Front St, a commercial property, is owned by a company that bought it in February 2026.

Source: Elko County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1193, ELKO, NV 89803-1193
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
Jul 11, 2025	Deed of Trust, Mortgage NEVADA HOUSING DIVISION
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage NEVADA BANK & TRUST CO
Feb 12, 2026	Bargain and Sale Deed, Transfer · Commercial Mortgage NEVADA BANK & TRUST CO
Mar 28, 2023	Warranty Deed, Transfer · Commercial Mortgage EAST WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Mar 28, 2023 · Amount on File
Deed Document Number	2026860675
Prior Transfer Date	Dec 28, 2007
Prior Transfer Doc	0000587962
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860678
Date	Feb 12, 2026
Instrument	860678

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000852131
Date	Jul 11, 2025
Instrument	852131

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860678
Date	Feb 12, 2026
Instrument	860678

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860678
Date	Feb 12, 2026
Instrument	860678

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Recording Date	May 1, 2026
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Document Number	0000863997
Instrument Date	Apr 27, 2026
Instrument	2026863997
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	106 W FRONT ST, ELKO, NV 89801-7608

Mortgage

Document Number	0000863997,
Date	May 1, 2026
Instrument	2026863997

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860678
Date	Feb 12, 2026
Instrument	860678

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860678
Date	Feb 12, 2026
Instrument	860678

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 12, 2026
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Document Number	0000860675
Map Reference	DOC 159766
Instrument Date	Nov 10, 2025
Instrument	860675
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMAPNY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7250 REDWOOD BLVD, NOVATO, CA 94945-3268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1193, ELKO, NV 89803-1193

Mortgage

Document Number	0000860676
Date	Feb 12, 2026
Instrument	860676

Lender

Name	NEVADA BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKO NV
Recording Date	Mar 28, 2023
Property Address	106 W FRONT ST, ELKO, NV 89801-7608
Document Number	0000817521
Map Reference	FILE 159766
Instrument Date	Mar 28, 2023
Instrument	817521
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$3,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 PRATT DRF, ELKO, NV 89801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7250 REDWOOD BLVD STE 214, 214, NOVATO, CA 94945-3271

Mortgage

Document Number	0000817522
Date	Mar 28, 2023
Instrument	817522

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 106 W Front St was $5,211, up 4.8% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,211.00 (+4.79%)	$142,341 (+4.78%) Land $24,241 Building $118,100	$406,689 (+4.78%) Land $69,260 Building $337,429
2025	$4,973.00 (-3.74%)	$135,853 Land $12,120 Building $123,732	$388,151 Land $34,629 Building $353,520
2024	$5,166.00 (+11.89%)
2023	$4,617.00 (+8%)	$128,389 (+9.96%) Land $12,120 Building $116,269	$366,826 (+9.96%) Land $34,629 Building $332,197
2022	$4,275.00	$116,759 Land $12,120 Building $104,639	$333,598 Land $34,629 Building $298,969

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 106 W Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Front St is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 75% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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