Hampton City property record for 106 W Cummings Ave, Hampton, VA 23663
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 2003 |
| Lot Size | 0.104 acres (4,530 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more |
| APN | 12G001 00 20004 |
| Primary APN | 12G001 00 20004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,530 sqft (0.104 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12001789 |
|---|---|
| Street Address | 106 W CUMMINGS AVE |
| City | HAMPTON |
| State | VA |
| Zip | 23663-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | WILLOW BEACH L4. PT5. B20 |
| Legal Subdivision | WILLOW BEACH |
| Legal Block | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10900 |
Source: Hampton City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 29, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Feb 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Apr 3, 2024 · Amount on Record |
| Deed Document Number | 20267251 |
| Prior Transfer Date | Mar 26, 2024 |
| Prior Transfer Doc | 0000003714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 0000007251 |
| Instrument Date | May 6, 2026 |
| Instrument | 20267251 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | RTS TITLE AND ESCROW, FORTIS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,775.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 0000007254, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267254 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000007255, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20267255 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Apr 3, 2024 |
| Property Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 0240003714 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 240003714 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 0240003715 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 240003715 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Feb 27, 2018 |
| Property Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 180002275 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 180002275 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 W CUMMINGS AVE, HAMPTON, VA 23663-2204 |
| Document Number | 180002276 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 180002276 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampton City assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,277.00 (+134.24%) | $274,000 (+19.6%) Land $55,000 Building $219,000 | $274,000 (+19.6%) Land $55,000 Building $219,000 |
| 2023 | $1,399.00 (-44.17%) | $229,100 Land $50,000 Building $179,100 | $229,100 Land $50,000 Building $179,100 |
| 2022 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (1989–2023) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jan 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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